<p>I am not planning on applying for transfer this spring to be clear--and possibly not even for next fall depending on what you people recommend. In high school, I did well my first two years and very, very bad my last two years. I'm not proud of it and I regret it, but I came out with a GPA of approx. 3.3W (UW isn't available but I figure it to be about 2.9ish) and an ACT of 31. I applied to some reach schools (GW, American...) got rejected but did get accepted to some schools I would have been perfectly okay with attending. However, my family is not well off and after committing to a college I discovered that I would have to take out 15k in PRIVATE loans (most likely Sallie Mae, blah) in addition to 5k in federal loans. I had issues with this so I decided to go another route: take credit classes full time at my flagship state university as a non degree student (which I had been rejected from after being on the WL for several months). I'll make this part of the story short by summarizing that I managed to scrap together the 6k for first semester to attend and did apply to be a degree student at this university, but it is unlikely I'll be able to gather another 6k+books... So my main question is, should I continue as a non degree student if I'm not admitted or finally give in to my parent's wishes and go to my local CC so I can use my FAFSA $? (To be clear, I am in support of CCs, but my sister attended this particular one and dropped out which scares me).
I'm not doing poor in my classes right now, I think that I will end the semester with about a 3.7 (I'm taking Calculus and math is not my thing). But I am uneasy at the thought that I will be rejected due to my high school grades.
If I go to the CC or if I stay at my current school (non degree or not) I intend to transfer, hopefully for next fall but I would like some input on this.
I have about 18 AP credits (that haven't been transferred since I'm a non degree), and 12 college credits (27 by the end of this semester).
So by the end of this school year, I intend to have 42 college credits as well as <em>hopefully</em> my AP credits so a total of approx. 60. I hope to finish this year with at least a 3.8 (which could be affected by a college class I took in high school that I got a C in...).
I plan on applying to these schools:
Smith
American
Barnard
Cornell
Bryn Mawr
Grinnel
Mount Holyoke
Wellesley
Wesleyan
& some state schools that I'm pretty confident I'll be accepted to with my current stats.
What are your guys' opinions on this? Should I apply for next fall or take a lighter credit load (so I don't surpass max. credits) and wait until Fall 2016? I'm aware these are reaches, but I'm unhappy where I am and I'm prepared to forget the past & work my hardest. Thanks for reading & your responses.</p>
<p>Anyone have any thoughts? 
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<p>You might want to ask this with a different title… maybe “When to apply for transfer- Bryn Mawr, Wellesley, Smith, Barnard, etc.” If you still get no replies here, maybe try the Admissions forum, which is busier. I’m sorry I can’t help you!</p>