transfers and scholarships?

Transfer Students UC Transfers
1

<p>Hey guys, </p>

<p>So I've been reading a lot of threads about financial aid and scholarships but I'm still a little confused. I will be applying to transfer from CCC to UCLA or USC (first choices) and UCI (second choice), with CSULB as a safety, Fall 2015. I'm wondering what my chances for merit scholarships will be and if basically none, then what kind of financial aid can I expect? I really want to see some examples so I can get a general idea of how much out of pocket I can expect to pay? I know USC is expensive, so I want to eliminate that from my choices if the costs are just too outrageous.</p>

<p>A little about me:</p>

<p>3.8 (possibly 3.9) gpa. Honors, TAP for UC's, lot's of EC's, clubs, volunteer work and owned and ran a non-profit for over 10 years. Lot's of community based efforts. I'm an old guy btw (42). I'm also Mexican and will have a great essay on overcoming poverty and overwhelming odds to eventually owning a business, raising a family, buying a home and now reaching my educational goals. </p>

<p>However, we're still struggling financially, so I just couldn't handle the weight of paying a UC or USC tuition, even for just two years. I'll have IGETC done, but will be missing 1-2 major prereq's for UCLA, which I think they might excuse (waiting for response)</p>

<p>Majors:</p>

<p>UCLA - Comp. Lit.
UCI - English
USC - English (or similar if I find a lower accepted GPA option)
CSULB - Creative Writing</p>

<p>So what do you think? Please give me some general numbers of what I can expect to pay for my Junior and Senior year at these schools, and what I might expect in scholarship money, if any, and what kind of financial aid I might expect, based on a family of five, living on a $85K yearly income, which might sound like a lot to some of you young kids, but trust me, a family of five in Los Angeles on these wages is straight-up poverty.</p>

<p>Thanks so much for your help!!!</p>

2

<p>If you’re gonna have trouble paying for UC or CSU, I’d forget about USC. I want to remind you that the tuition alone is 22 thousand per semester, so that’s pretty ridiculous. USC is more for business (in my mind), I live near UCI so I often hear that it is a fantastic school for English majors.</p>

<p>Okay, here’s what I’ve got from UCSC on my financial aid summary page. My EFC is around 8,500 dollars and my dad’s income level is around 105k a year. so that puts me at around 25,000 per year for estimated needs. I’ve received offers from UCSC for a Merits Scholarship program and I’ve got regents invitation and alumni scholarship invitation from UCLA (assuming here that the estimated needs are about the same). Even if I manage to win every single one of these, at the base rate offered from UCLA and UCSC, these scholarships won’t cover more than 6k. These do offer more based on financial need though, and I think it was @lindyk8 who said that her daughter won the regents at UCM and got a 14,000 offer. So, obviously sign up for the ones offered from schools, but you’re gonna have to take some loans no matter what I think. I assume you’re the main provider for your family of five, so I think even finishing school two years will be difficult. As a transfer, most scholarships probably have a certain time limit, likely around two years, so if you get to that third year, it’s going to get even rougher for you.</p>

<p>I’m a korean so I’ve signed up for a couple scholarships offered to Koreans only, like this one time $1000 grant from the Korean embassy, and I’m sure you can find lots of scholarships similar to these since you’re a Mexican and identify as a Hispanic. Most of these scholarships don’t offer a lot… even if you win them all. </p>

<p>I’m sure you knew just how difficult it would be for you to come back to school, but the struggle is real. Nowadays, most people have to take out loans, and I expect it won’t be any different for you. Call the financial aid office to wherever you choose to go, and ask them for assistance. Get to finding those other scholarships as well. Good luck and stuff</p>

3

<p>@onehandedred how is your income 105,000 and efc only 8,500?</p>

4

<p>Thanks so much for the kind words. I do have an extra income outside of the 85K, I was just hoping I wouldn’t have to tap into it to pay for school, or payback loans. It’s not the end of the world if I have to pay some out of pocket, just trying my hardest not to. :wink: Thanks again for the insight.</p>

5

<p>@Mik194‌ </p>

<p>I’m just reading it off my UCSC finaid page, and I’m not really experienced in talking about tuition stuff. Should my EFC be higher? 105k is what I put for our family income in FAFSA.</p>

6

<p>Ah it may be because my brother goes to ASU, so that influences my EFC</p>

7

<p>Oh alright that makes sense. So basically you’re going to have to pay 8,500 at ucsc after the grants and stuff. When you applied for fafsa you got a confirmation page in your email and it tells your your efc! Thats an estimated amount of what you would pay. @onehandedred</p>

8

<p>Yes that makes sense! Also tuition at usc alone is 42,000. Everything added up is 65,000 a year. Might want to reconsider your options @back2it !</p>

9

<p>Well, USC was a reach anyway, UCLA is my main target, so it’s not a big loss. Thanks guys. :)</p>

10

<p>Well 1st I think you will get into all those schools.
2nd Long story short. Your EPC will be around 5k each year so I would assume you will need to pay that each year. If you are lucky UCLA might give you 10k in grants each year. You might/could take on 12.5k in federal loans each year (assuming you are a citizen). </p>

11

<p>That’s excellent and totally in my ballpark. I can handle that for sure. Thanks so much for your help. Crossing my finger’s you’re right. ;)</p>