@ucbalumnus we’ve been saving up for college since '98 and my dad racks up six figures as a tenured professor. Considering they’re bribing me $10,000/year for me to go in-state, I’m leaning towards #1. Also, I think mental health may also be contributing; I’ve struggled with OCD and depression. I’m a lot more stable and developed productive coping mechanisms, and I am familiar with CMU’s resources (which surpass the state school!).