Tuition Stabilization Plan

<p>Is this plan any good? Any experience is much appreciated.Thanks.</p>

<p>Ive looked this over and actually figured out that for us it wasn’t worth it. I believe you have to pay a good amount of money just to be a part of the plan every year. Just didn’t make sense to me to do it.</p>

<p>From a previous poster’s summary of the tuition stabilization plan:</p>

<p>From the NYU Website (2010-2011):
Tuition Stabilization Plan
Eligibility requires that you be a full-time undergraduate student. This plan may be used for up to 5 consecutive years or up to graduation (whichever comes first) to stabilize tuition/fees based on the semester that you join the plan. This plan does not cover summer semesters or part-time study.</p>

<p>There is a $1,000.00 cost per term associated with the plan.</p>

<p>For additional information please contact the Office of the Bursar at (212) 998-2806.</p>

<p>The Application also states this stabilization plan does not apply to room, board, or other fees. </p>

<p><a href=“http://www.nyu.edu/bursar/pdf/tuitionstabilizeplan.pdf[/url]”>http://www.nyu.edu/bursar/pdf/tuitionstabilizeplan.pdf&lt;/a&gt;&lt;/p&gt;

<p>I also calculated it and it looks like you are actually paying more in the initial year(s) because of the $1000 cost PER TERM attached to this plan.</p>

<p>You then come out towards the end of the 4 years by around $1500-$3000 total (closer to $1500-2000 in savings, depending on the percentage of increase in tuition and fees, which varies year to year but will be around 3-5% increase annually).</p>

<p>I also looked into this plan for S but did not like the upfront cost ($1000 per term), so I decided to pass on this option. </p>

<p>Now, the good option is if you have no scholarships/ aid from NYU and if you pay one lump sum for the 4 years of schooling at NYU. Then you pay based on the rate for the first year of study. Haha, I guess if you are that affluent, you probably do not have to think about the “small” increases.</p>

<p>Additionally, the FIXED PAYMENT PLAN I was referring to at the end of my post above holds steady the cost of room and board besides tuition and fees. Of course, you have to have the 4 years money in hand to pay for tuition, fees, room and board.</p>

<p>I think the best one in my opinion is the Deferred Payment Plan since it’s directly through NYU and not through a 3rd party like the TuitionPay Plan or whatever it’s called with SallieMae. It’ll definitely be a relief for my parents who can pay 50% upfront and two payments of 25% afterwards. They had to pay $11,200 at least signing for my apartment (2x more what they expected because of the 2 months security deposit since they don’t have an “Excellent” credit score and are situated in CA).</p>

<p>I used the Deferred Payment Plan last year for the spring 2011 tuition, fees, housing, and meal plan for S. It was a nice option at the time since we did not have to cough up the entire amount in January. You pay a fee of $50 and then get to pay 50% of the NYU costs in January, then 25% in March and the last 25% in April (for the spring semester fees).</p>