<p>You miss my point -- I didn't say that the kid should "aim more toward the safeties" -- I said that for a kid who wants money but has high aspirations, the goal has to be a the reachy-matches (or matchy-reaches?). I am defining that as a college where admission is realistically possible, even if not all that likely. The safeties are just that: safe. But a kid looking for academic challenge, or one like my daughter who simply wanted some sort of academic focus that most colleges down the ranks of the selectivity ladder don't offer -- may have to put out more in order to end up with acceptable alternatives in the end. </p>
<p>My son originally applied to 6 almost interchangeable LACs, in terms of size and campus culture. 5 accepted him; 2 put forth financial aid offers that were workable, but very different (one weighted more towards loans, but with significantly less out of pocket cost) -- one other offer would have been workable, and the remaining two offers were untenable. One of the best offers came from the college that we least expected to be affordable; the worst offer came from my son's top choice. </p>
<p>My daughter applied to one impossible reach (Brown), and I knew it was impossible, but she got a fee waiver -- so who am I to stop her? The other reaches all accepted her -- but again, the money was variable. In hindsight I just think placing limits would have worked against us. My kid applied to 10 colleges -- 1 was a mistake financially, and 1 was that hail-Mary pass at an Ivy that kids tend to want to make -- and the other 10 were all reasonable options to include. If she had thrown in 2 or 4 or 8 more along those lines.... I guess she would have had more options in the end. She was the one doing the work of the apps, not me. </p>
<p>I'm just glad that my kids got good offers from their 2nd choice colleges, even if their 1st choices let them down. It means I only had to say no once to each kid. </p>
<p>If WashDad's son wants 13 schools, spread among safeties & reaches, publics & privates -- I don't see a problem with that. </p>
<p>You might also consider the fact that with my daughter, there was a very lopsided candidate. Big strengths, huge weaknesses. As it is, results were somewhat paradoxical -- the reachier colleges seemed more focused on the strengths, the matchier colleges less willing to forgive the weaknesses. It's not all that easy to draw up a list with a kid like that to easily predict either chances of admission or likelihood of attracting merit money. </p>
<p>So again.. I just don't think there's a hard and fast rule. My daughter was admitted to 9 out of 12 colleges- but if I had come to CC, posted stats, and asked the collective wisdom on where she would be admitted -- I'll bet the vote would have been for 5 out of 12 (with one being that "safety" we could never afford). There is no guarantee that WashDad's son will have "9-10 good options" when he applies to 13 schools, including 6 reaches. And the 2 safeties that my daughter had that were also assured to be affordable were colleges that she never would have included on her list but for my insistence -- she didn't want to go to either, but understood that is what her option would be if money didn't come through on the others. (Sorry to everyone who focuses so much about "fit".... but sometimes the bottom line is money.) And its easy to be optimistic about chances in hindsight after the kid has been accepted everywhere, but you don't know that until after the decisions are in.</p>