<p>Hello! I’ve been accepted to Davis but I don’t have any financial aid information. I am a legal California resident but a Canadian citizen, so I can’t do the FAFSA or Dream Act app.
How is Davis supposed to evaluate me for financial need, or is there just no aid for a non-citizen resident like me (which would be extremely unfair)?</p>
<p>They probably won’t give you crap. I got in and got 4k total of 55,000$ and I am pissed</p>
<p>Yeah, I assumed I wouldn’t get much but now I’m worried that the other UCs won’t give me FA either. Is there a way to give them your financial info with the FAFSA or Dream Act app?</p>
<p>Dude I am pissed I literally didn’t get anything, now I can’t go! I applied to four of these schools and I won’t get anything from all the other campuses I bet</p>
<p>Ghiigh33 – aren’t you oos? New York? </p>
<p>Yes I am</p>
<p>That’s probably why you didn’t get much FA – the UCs are looking for full pay oos students due to budget cuts. </p>
<p>Where does it say our financial aid amount?</p>
<p>projext58: go to MyAwards. </p>
<p>I got my financial aid info, but can someone explain what the differences are between the following? I’m new at this.</p>
<p>Student Self-Help
Expected Family Contribution (EFC)
Fed Direct Parent PLUS Loan
Fed Direct Subsidized Loan
Federal Perkins Loan
University Grant</p>
<p>Student Self-Help: how much you are expected to pay out of pocket towards your education. For example, my first year at UC Davis, I only had enough financial aid to cover my tuition, but not housing, so each quarter, I had to pay around $4000 in dorm housing fees.
EFC: determines how much aid you would receive. This is based on your FAFSA or Dream Act application.
University Grant: basically free financial aid money that is used to pay for your tuition. Unlike loans, grants don’t have to be paid back. </p>
<p>I’ve never used the loans offered to me, but basically, loans are government money that you eventually have to pay back, usually after you graduate. </p>
<p>@sopranokitty: Thanks! So if I accept their financial aid package, I would have to pay the Student Self-Help AND eventually the loans, right? I don’t have to pay for EFC and University Grant?</p>
<p>Nope, you don’t pay for the university grant or the EFC (the EFC isn’t even part of the financial aid package since, again, it determines how much aid you would receive). And the University Grant is automatically applied. </p>
<p>If you check MyBill in September, it’ll tell you on your first billing statement if you need to pay any amount out of pocket after financial aid has been distributed (if you have a negative balance on your September billing statement, however, that means that you have leftover financial aid and the remaining aid amount will be disbursed to you. Set up direct deposit so the funds can be deposited directly to your bank account). </p>
<p>Wait so does anyone know how non-citizens get their financial info to the UCs?</p>
<p>@Duckyyy the EFC is Expected Family Contribution. It’s used to calculate financial aid, but it’s actually considered the portion your family is expected to contribute to your education. When you look at the awards page, the very bottom shows the Awards you’re eligible to receive (broken down by quarter) - University Grant, Perkins Loan, Subsidized Loan, etc. If you look at the top section, you’ll see Estimated Cost of Attendance. Ours says $31966 (in state, living on campus). The amount you have to come up with out of pocket (which usually - but not always - roughly corresponds to EFC) is the difference between your Estimated Cost of Attendance and your Awards. Davis usually offers Parent PLUS loans to cover the cost of the EFC, but that’s money your parents will have to pay back and that will accrue interest while you’re in school if they choose to defer payment until after you graduate. I know this for a fact as a I have a current senior at UCD.</p>
<p>Also, the difference between a subsidized loan and an unsubsidized loan is that the interest on a subsidized loan is paid for you (by the govt I believe) while you’re in school, but the unsubsidized loan accrues interest while you’re in school, even though you have the option of deferring payment while still in school. I hope this helps and doesn’t confuse the issue too much. Good luck! </p>
<p>Vivendium, don’t non-citizens apply for the Dream Act instead?</p>
<p>Also, I have a question, when you go to the Financial Aid & Scholarships section on the UC Davis admission profile, there is an Acknolwedgment and Authorization page. If I authorize it and continue, does that mean that my financial aid will be locked to UC Davis? Because I just want to see what type of financial aid I received.</p>
<p>No, it does not mean your financial aid will be locked to UC Davis. The financial aid that UC Davis offers you isn’t going to be the same financial aid that other UCs will offer you, if you got accepted into any other UCs. </p>
<p>@sopranokitty thank you. And how do I check if I received any specific scholarship from the Uni? It says I got a University Grant, but is that just a general grant given to all incoming students?</p>
<p>The University Grant is something you get throughout your years at UCD, so it’s not just for incoming students. I’ve had the University Grant throughout all the years I’ve been at UCD. </p>
<p>If you received any specific scholarships from the university, I believe it would tell you on the financial aid award summary page. Likewise, if you applied for and qualify for work study, there would be a notice at the top of the page saying something like “you are eligible to receive work study, click here to print your work study certificate” (not the exact words, but something similar). However, it seems like UC Davis doesn’t grant work study to first year students (whether they be incoming freshmen or transfer students), since I didn’t qualify for work study my first year, and I’ve heard others also didn’t qualify for work study their first year either but qualified their second year. </p>
<p>Do you know if outside scholarships reduce your grants first or your loans? I got offered 5k in loans, which isn’t too bad, but I’m currently applying for a couple local scholarships (~500 dollars each) and I was wondering what would happen with the scholarship money. </p>