<p>Don't miss the forest for the trees!
Assumptions: Middle class household, not qualified for financial aid based on need, not URM.
Ultimate Goal/Eye on the ball: Board certification in the specialty of choice, with as little debt as possible.</p>
<p>Possible scenarios:
Ideal A: Top tier UG (HYPS), money, high GPA/MCAT, top tier medical school, AOA (medical honor society)/high USMLE scores, great Dean's and recommendation letters, and leading to coveted spot in a highly competitive specialty (eg Dermatology) at a highly ranked residency program in that specialty. Great inservice scores when compared nationally. Board certication, awesome fellowship and stellar academic career/private practice.</p>
<p>Reality 1: Top tier UG without merit scholarship, middling GPA (like a respectable 3.2 at Princeton), good MCAT. Acceptance to a mid tier medical school. AOA status, high USMLE score, good letters, the rest as above. Notice mid tier medical school, but same outcome regarding specialty match, program match and stellar career. Big money well-spent.
Reality 2: Top tier UG w/o merit scholarship, low GPA, fair to low MCAT, acceptance to low tier school. No AOA, average Dean's and recommendation letters, match to less competitive specialty and/or rejection by competitive specialty. But board certification nevertheless. Need to know how often this happens.
Reality 3: Top tier UG w/o merit scholarship and lots of debt. First time true competition, weeded out, low GPA, fair to low MCAT. Difficulty in medical school acceptance or change career field not by choice. Worse case scenario. If persistent/still committed, eventual acceptance to a low tier school, way less competive than the previously offered combined spot. Regret/self-doubt. Need to know how often this happens.</p>
<p>The cautious route:
Reality 4: Upper echelon combined program (eg NU, R/B, Brown), stress free true liberal arts education, no need for resume padding. No MCAT, low GPA requirement. No merit financial aid (school philosophy: lure of combined program requires no further incentive). Allowed to take some med sch basic science courses. Settled in by time med sch matriculation (3-4 yrs into program). Did some research, excelled in med sch. Great Dean's and recommendation letters. Stellar USMLE scores. Acceptance to coveted specialty of choice, in program of choice. Board certification and gravy life. Second best scenario.
Reality 5: Upper echelon combined program, middling undergrad GPA not affecting reserved spot, no MCAT. Automatic matriculation into med program. Some freedom to explore (field of study and travel abroad). Adequate USMLE scores, somewhat competitive specialty in a fair residency program. Hard work, board certification. Best scenario where limited potential leads to a commendable career. Low stress UG years and most common subgroup.
Reality 6: Entered combined program, no interest in medicine and changed major. But UG school excels in other programs. No harm done.
Reality 7: As above, but UG school is low tier/less prestigious. Middling GPA due to no interest. Changed major or transferred out. Worse case scenario, wasted time & money.</p>
<p>Not too cautious route:
Ideal B: Mid to lower tier UG with full ride. Declined both top tier college and combined programs due to cost. Self starter/assured and mature. Stellar GPA, commendable MCAT. Ample research. Multiple medical school acceptances, some with merit scholarships (schools have equal or higher rank than previously declined combined programs). Can be ideal scenario for many.
It is better to think of a medical career as a marathon, with hurdles. The cream rises to the top. Setbacks may actually open new doors. Consistency is key.</p>