Unsure of where to look for scholarships

Paying for College
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<p>I'm currently an incoming college sophomore. I receive a 10k/year scholarship from the university I attend as an out of state student. Freshman year, I had other scholarships, but all of them were one year, non-renewable ones given to me as a senior in HS. I've saved up 2k of my own money towards tuition, but that still leaves me with 26k-ish left to pay for on my own (my parents have too much credit card debt to help me out, and have ever-growing expenses because of my mentally disabled brother who has moderate Down Syndrome). </p>

<p>I currently have a 3.4 GPA and am on Dean's list. My HS GPA was a 4.3/5.0, class rank 56/840. I was in National Honor Society in HS, ran winter and spring track before an athletic injury that stopped me from playing sports, and I was the senior editor of our school paper and did volunteer work. I am in my school's business program and going to major in finance. I am not in any clubs in college; however, I plan on joining my school's seeing eye puppy raising club to get experience in leadership, responsibility, and more volunteering as well as a business related club. </p>

<p>My question is, where can I find scholarships specific to any of these things? I've tried fastweb and websites like that but either I don't find scholarships pertaining to me because I'm white, catholic, and "my parents make too much money to be considered poor", or I apply to tons of those scholarships that are no-essay or have few requirements and just never hear back. I was wondering if anyone knows of any specific scholarships or programs that can help me out? All posts are appreciated. Thank you:)</p>

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<p>You need to contact your own college to see how they might help you. The vast majority of aid is supplied by the school. Talk to the FA dept.</p>

<p>You should also read through the answers on your other thread:
<a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1496725-graduating-100k-debt.html#post15859373[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/1496725-graduating-100k-debt.html#post15859373&lt;/a&gt;&lt;/p&gt;

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<p>The school you have chosen is unaffordable. This is often the case with OOS public schools. You should transfer to a school you can afford.</p>

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<p>Your not going to get a lot of money with outside scholarships especially since a vast majority of scholarships are meant for high school seniors transitioning into college. Your at an out of state public school so your not going to get that much aid. Why did you choose to go a school that you couldn’t afford? I’ve read some of your other posts. I hope you really didn’t take out $25,000 in loans to pay for your freshman year. That’s unbelievable. Your going to end up with over $100,000 in debt if you continue the path that your on. What are you thinking?</p>

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<p>Freshman year is usually as “Good as it Gets” for school funding.<br>
Your best resource for funding is your school’s FA office. If you can find scholarships there, they will be in bits and pieces-$500; it usually isn’t enough to cover full year expenses. </p>

<p>BTW: OOS students parents’ haven’t paid state taxes so the colleges usually try to attract students that are or will be full pay. There isn’t a need to attract students who need full financial aid because they have plenty of state residents to choose from. </p>

<p>BTW: Your high school stats are considered “old news” and don’t really play into anything now that you’re in college.</p>

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<p>None of these posts answered my question, but rather were a bunch of attitude about how I should drop out or leave the school I’m at. It’s too late/I don’t belong at CC, and schools in state will cost almost as much as the one I’m at now. All of the schools I applied to in state as a HS senior didn’t give me a SINGLE DOLLAR in financial aid, so they would’ve been the same exact price as the school I’m at now with my scholarship. Not sure what else you want me to say about that, pretty sure I made that clear in my last thread and pretty sure I asked for help with scholarships, not opinions about where I’m going to school.</p>

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<p>The best source of scholarships is from the school you already attend. You won’t find scholarships for college sophomores elsewhere. Period. There is no money fairy. </p>

<p>We don’t have a dog in this fight. Just telling you the truth I’m afraid.</p>

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<p>And as a Finance major you should know what $100K in debt would do to your life.</p>

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<p>I don’t know if it would bring in any money, but it seems like some folks are getting stories like this published.</p>

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<p>Answer: You cannot find scholarships particular to “any of these things” because there are none.</p>

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<p>I’m currently an incoming college sophomore. I receive a 10k/year scholarship from the university I attend as an out of state student. Freshman year, I had other scholarships, but all of them were one year, non-renewable ones given to me as a senior in HS.</p>

<p>this sort of thing happens when students/parents determine affordability based on freshman year only when “disappearing scholarships” are making the school affordable. </p>

<p>How much did your parents pay last year towards your college costs?</p>

<p>How much will they pay this year? </p>

<p>You may feel that you don’t “belong” at a CC, but if you can’t afford this school, and you can’t afford your state school, then where can you afford to be? </p>

<p>I don’t know what school you’re attending now, but if your state flagship school costs the same (and it’s unaffordable), then when you were applying to colleges, you should have applied to schools that would have given you more merit than just $10k per year. </p>

<p>Is there a state university that you can commute to? </p>

<p>there seems to be this odd logic that compares the cost of going away to one’s state school with other schools when none of these schools are affordable. The baseline isn’t the price of your state school when your state school isn’t affordable either.</p>

<p>you’re not going to find scholarships related to any of the things you mention. Scholarships for continuing students generally come from the colleges themselves. </p>

<p>You need a Plan B unless your parents are going to come up with the money. </p>

<p>I know that this is upsetting, and I realize that you were young when these decisions were made. Your parents should have been more alert to how college would be paid for during the later years.</p>

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<p>This student is attending Rutgers OOS as a business mgmt major.</p>

<p>*I am a freshman in college and currently go to a state school as an out-of-state student. I originally committed to this school because it was the best school for Business Management of the ones I applied to and was the closest to home (only 45 minutes away). </p>

<p>The problem is, this school costs 37,000 a year to attend. I have a 10,000 scholarship from the school as well as a 1,500 scholarship from my highschool. That leaves me paying approximately 25,000 on my own, as my parents refuse to help me. My parents make a decent income, so we’re “too rich” for financial aid, but what FAFSA doesn’t consider is the 20,000 of debt my parents in, which is one of the main reasons they won’t help me out.</p>

<p>I’m **currently paying the remaining 25,000 of my balance using loans from Sallie Mae. **However, I’m becoming very concerned and very quickly. I will graduate with over 100,000 of debt, and it will be closer to 200,000 of debt if I transfer out of my school’s Arts and Sciences program and into their business program (my scholarship only applies to Arts and Sciences). *</p>

<p>Sounds like you need to commute to this school.</p>

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<p>@ abrown2794
No one is trying to be mean to you; were just trying to be realistic. Everyone here is giving you the cold, hard truth. Outside scholarships are hard to come by. As stated, most outside scholarships go to high school seniors transitioning into college. Your a college sophomore; your not going to find that many outside scholarships for college sophomores. Also, the best scholarships that you can get come from your college so look into that.</p>

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<p>OP, isn’t the debt figure more like 200k now that you have transferred out of A&S into Business?:</p>

<p><a href=“http://talk.collegeconfidential.com/rutgers/1465773-fall-2013-transfers-11.html#post16031375[/url]”>http://talk.collegeconfidential.com/rutgers/1465773-fall-2013-transfers-11.html#post16031375&lt;/a&gt;&lt;/p&gt;

<p>

</p>

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<p>I probably should’ve updated that thread again - the scholarship did transfer to the business school I applied to. Whomever I had spoken to from another office was misguided in saying that it wouldn’t transfer, and I made sure to email the assistant dean of the business school who gave confirmation that the scholarship would indeed carry over. </p>

<p>FlyEagle17, I never said anyone was being “mean.” Rather, my point is that every single post basically reiterates the same idea - “you can’t afford that school, drop out now while ya can!!” As if they’re informing me of some ground-breaking discovery. If I could afford my school out of pocket, I wouldn’t be asking this question in the first place. I wanted to know if anyone knew of anything specific to my situation, and as it appears, no one does. </p>

<p>With that being said, continuing this thread is of no use to anyone. I’ll scour the Internet some more as well as send an appeal letter to my school regarding my financial aid package.</p>

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<p>Also, mom2collegekids, I understand that. However, saying I should’ve applied to schools that would’ve given me more than 10k of merit - what? In HS I applied to 13 schools, a combination of private and non-private, in and out of state. Before I went to college I looked at costs of them all (total costs, including tuition, room and board, book estimates, meal plans etc) and compared them all and they were basically all the same. In state schools gave me squat. Drexel paid for half my tuition…not like it matters, we’re talking a 57k/year school so it would’ve still been more than I’m paying at RU. Same thing with USciences - got a lot of aid, but I still would’ve been paying a crapload more because its private. I can’t just ask schools to fork over more than 10k merit.</p>

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<p>And, before its suggested, every school I applied to would’ve been an hour or more commute. Even schools that aren’t an hour from me would’ve still taken over an hour or more to get to because of traffic in grand old Philadelphia.</p>

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<p>mom2collegekids, I understand that. However, saying I should’ve applied to schools that would’ve given me more than 10k of merit - what? In HS I applied to 13 schools, a combination of private and non-private, in and out of state.</p>

<p>The point isn’t to apply to any ole 13 schools, the point is to use a strategy and TARGET schools that will give HUGE merit for stats.</p>

<p>I’m not a fan of just “casting a wide net” as some say here on CC. Students can only apply to about 8-20 schools…a limited number. Right? So, when big bucks are needed, then just applying to schools that won’t likely give you the huge merit that you need, isnt’ going to get you what you need.</p>

<p>What were your high schools stats? (SAT breakdown and GPA)???</p>

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<p>Not sure if this is the right school, but if so, your college GPA is high enough to apply for all but one on the list.</p>

<p>[Scholarships</a> | Rutgers Business School](<a href=“http://www.business.rutgers.edu/undergrad-newark/current-students/scholarships]Scholarships”>http://www.business.rutgers.edu/undergrad-newark/current-students/scholarships)</p>

<p>If you are looking for scholarships for the upcoming school year, it does seem very late. Have you already looked into these?</p>