<p>Financially, UT is the better deal by a long shot, and I've been accepted to the Dean's Scholars honors program for physics. However, I really would like to live in New York and go to a school with a really great physics program--but it would mean loans, probably about 10k a year.</p>
<p>What is it like to be in the Dean's Scholars program? Is Columbia worth the cost? I need help deciding.</p>
<p>Well…I overestimated. I apologize. I hadn’t checked our savings fund in a while, and what with the stock market–it went down.</p>
<p>UT would be only room and board payments (no tuition), and I’m in the Dean’s Scholars Honors Program for Physics.</p>
<p>Columbia gave our family enough aid to bring the total cost down to 43k a year (something, more than anywhere else, but not anywhere close to the cost of UT).</p>
<p>Please ignore the 10k loans part. My family could probably muster around 20k a year, but for the rest I’d kind of be on my own.</p>
<p>Basically, it provides smaller honors classes, research opportunities (a senior thesis is required), extra seminars and trips, and better dorms (although this isn’t really a huge factor).</p>
<p>Agreed with Tyler09. I would NOT recommend taking 23k a year in loans, unless your parents are willing to cover at least half of those loans (in addition to the 20k).</p>
<p>GO to UT. Sucks you can’t afford Columbia, but who can these days? The Dean’s scholars program looks great. Research opportunities definitely give you a leg up for grad school.</p>