UTM or UTSC for arts and sciences?

<p>Hi,</p>

<p>I'm applying to Rotman Commerce but I also want to apply to humanities programs in either UTM or UTSC as a safety option in case I am not accepted to Rotman.
Which campus should I apply to? What are the differences in terms of the education quality, the living style and cost, the people in the two locations and the students in the campus? </p>

<p>Thank you so much! </p>

<p>(My IB predicted is 40/45, GPA is 6.4/7) </p>