<p>So I am a rising sophomore at Vanderbilt with it's no loan progam I have about a 7500 bill after financial aid however my dad believes that he can only afford 3200. really dont want to take out a loan again this year anybody think i can convince the office to give me more aid ...PS also need 1200 in more aid preferably grants to pay off last semester.lol How should I ask? </p>
<p>Good luck. Vandy has very generous need based aid based on your family income and assets. Has anything changed since you filed your financial aid forms? Loss of income from a parent, significant medical expenses, or the like? If so, you have a good basis for asking for reconsideration. If not…I would say, sure ask, but don’t be surprised if the school says no. They have computed that your family can afford the family contribution they have set. </p>
<p>As you know, schools won’t award need based aid to fund your FAMILY contribution. But you can take out a Direct Loan to do so. </p>
<p>Vandy has not violated their no loan policy if you need to take a loan to fund your family contribution.</p>
<p>Remember, colleges that meet your need meet your need as THEY define need. Vandy has decided that your family responsibility should be $7500. How much of that can you handle via work this summer and work during the school year? I’d expect that you ought to be able to earn at least $2500 this summer, and probably $2500 during the school year, and between that and what your dad can afford you should be able to pay off last semester too.</p>
<p>My D graduated from Vandy, and we found the financial aid to be excellent. We did have to pay our share, which was certainly more than we wanted to pay (heck, I’d love to pay a couple thousand and let the school pick up the rest of the tab) … but of course we were expected to pay what the school computed as our share of the cost. Had we not been able to pay the cost, our D could have borrowed a federal unsubsidized loan - and so can you (up to $6500). You can borrow enough to cover what you need. Really, if you only need to borrow a modest amount to afford to attend a school of Vandy’s caliber, you are fortunate.</p>
<p>OP, you were warned back when you were transferring that Vandy was a Profile school which would probably require your dad’s info. </p>
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<p>your dad needs to pay that off with a portion of his 3200. You cant get grants for a PAST school year. That cycle is over.</p>
<p>Once your dad pays that off, take out a student loan to supplement the remaining 2000 from your dad. </p>
<p>I see that you are interested in joining a frat at vandy. that is expensive…how will you pay for that if you cant even pay the 1200 you still owe at your former school???</p>
<p>I think she owes $1200 to Vandy. She transferred there in September 2013.</p>
<p>Is the OP a girl? in another post, the OP expresses interest in joining a frat. or are two people using the same screenname??</p>
<p>either way, the OP should have taken a loan last year for the shortfall. now, the only option is having the dad pay, and borrow more for this year.</p>
<p>is the OP now a junior? if so, then they can borrow 7500. he/she says that he/she is a rising soph. If so, then 6500</p>
<p>It’s all confusing to me…but past posts say she received an acceptance to transfer to Vandy for September 2013. So…she would have been a rising sophomore then. </p>
<p>But regardless…Vandy or any other school is NOT going to give her aid to over a $1200 shortfall for the completed school year. It’s done. The OP needs to find a way to pay that $1200 owed, or very likely he will not be able to register for this coming fall classes. </p>
<p>And they should have a solid plan to pay for the 2014-2015 school year. If this means taking out a Direct Loan for their FAMILY contribution…so be it.</p>
<p>ETA…this was posted on the Vandy transfer thread in June, 2013</p>
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<p>Please clarify. Brighton…did you transfer to Vandy in September 2013…? And if so, how are you now a rising sophomore?</p>
<p>dad will pay 3200 for next year…so ask him to instead pay 1200 for last year’s debt, and pay 2000 towards next year …and take out a loan for the rest.</p>