You have two different constraints here that bump into each other.
One is that you have a 15K EFC, and while you’re a solid student, you’re not going to attract the kind of huge merit awards that would get the cost down to 15k/year. So, you’re going to have to choose a college that will meet your full documented need on the need-based aid side.
The other is that if you want to major in CS at a program where you can be admitted and succeed, you’re going to have to aim below the level of your overall stat profile (i.e. make sure that even the weakest aspects of your profile are above average within the program you attend). Unfortunately, this puts all of your targets below the level of competitiveness where full-need-met aid happens.
It’s moot whether you can get into UCF - you cannot afford the out-of-state cost, and your stats aren’t strong enough to get merit aid. It’s clear that you’ll need to work within the SUNY/CUNY system in order to get the education you want at a cost you can afford.
Here’s the important question: Do you want a broad liberal arts education as well as a CS/Cybersecurity degree? Or are you primarily focused on getting a tech credential so that you can work in the CS/Cybersecurity field?
If the latter, I’d suggest taking a close look at Alfred State. Within Alfred State, you would have two options:
- They have an AS in Computer Science, which is designed as a lower-division pre-transfer degree. In this two year program, you would have higher math courses, starting with precalc and continuing through Discrete Math. If you were successful in this program (which you well could be given that your preparation would be above average for the school), you could transfer into a CS bachelor’s program within the SUNY system for the last two years. http://catalog.alfredstate.edu/current/programs/computer-science/
- They have a BTech in Cybersecurity. This is a four-year technical bachelor’s program that you could finish at Alfred. The math classes required are college algebra and statistics - no calculus or discrete math.
You could either decide that the BTech sounds great from the get-go, or you could do the AS in CS with a goal of transferring, but have a great fallback if that path proves too steep or just not as rewarding as the BTech path would be. http://catalog.alfredstate.edu/current/programs/cyber-security/
If you want a SUNY where you could commit to a four-year CS degree from the get-go, look into which campuses you can be accepted to with your stats. I’m sure you can get good advice from your guidance counselor, if you go to a college admissions focused prep school.
But I really think the Alfred plan could be wise, as it keeps your options wide open. If you discover that the academics there feel very manageable after your tough high school, and get excellent grades in the AS program, you’ll be able to transfer to one of the top SUNY CS programs that you have virtually no chance of getting into as a freshman; and by that time you’ll be prepared to succeed in the upper-division classes in one of those programs. You could end up with a CS degree from Buffalo, Stony Brook, Binghamton, Geneseo, or Oswego (which has a great co-op program), whereas acceptance to one of those schools straight out of high school is simply not only wildly unlikely, but also a setup for failure in the lower-division “weeder” classes for CS if you did manage to get in.
Conversely, if you continue to feel that you love the practical coding and cybersecurity aspects of CS, and do not love the theoretical/math side at all, the BTech program could be the perfect route. And the beauty of Alfred is that you don’t have to burn any bridges when choosing a school, because both tracks are available in the same place.
Make sure you are running the net price calculators to see what your first year of college would cost without your brother being in college yet. It sounds as if you’re saying that your family can only afford 15K because of your brother’s impending college expenses; but the FA formula won’t care about that until he’s actually attending. It might benefit both you and your brother, financially, if you were to plan a gap year so that you’d both be in college at the same time for the whole four years.