<p>my net cost is still 10k a year</p>
<p>Hmm we got nothing except middle class scholarship of $4800. So everything else is out of pocket. No fed loan at all. It’s going to be rough. Lots of private borrowing.</p>
<p>Same as Santookie, but got an MCAP of about $3100. Haven’t applied for any loans at this time. Private scholarship will cover another $2500 per year. College is expensive, even though Cal is a crazy bargain, especially for in-state students. Half the cost is room/board. It ain’t cheap to send your kid to another city and pay for him/her to live there, while you still pay for all the normal stuff at home. Still, wouldn’t trade it to keep him at home and have him go to JC.</p>