Where can I take out loans?

<p>I have to take out a LOT of loans for maryland. If anyone read my other posts, you know that I'll be in some massive debt by the time I graduate...</p>

<p>I have the PLUS Loan backing me up, but I don't know if the interest rate is too high. It's like, 6%?? I don't even know, I'll have to double check.</p>

<p>But for those who do not have the PLUS Loan, do you just go to a bank and like, ask for money? Where else can you get student loans? Also, student loans should cover the TOTAL amount of cost you can't pay off, right?</p>

<p>Thanks!</p>

<p>Whiskers- I'm in the same boat. Haven't a clue where to start. You can go into the financial aid office and they will help you. I've read all the books and still don't get it...............I feel stupid. I'm going to go talk to them.</p>

<p>the plus loans are for parents i think...............</p>

<p>yeah, they are but at least they take care of the loan/money problem...i just don't know if there are better loans out there that can give a lot of money without a very high interest rate.</p>

<p>If you belong to a credit union, see if they offer student loans.</p>

<p>Also, the thing you MUST do that most people in college don't do when taking out loans is to PAY OFF THE INTEREST EACH MONTH. </p>

<p>Because of the principal of compounding, you can save yourself tons of money down the road by paying off, at the very least, the interest you rack up while going to school.</p>

<p>Go get a PT job for 10-15 hours a week and put at least half of that into the interest payments each month.</p>