Would you say these are legitimate reasons for transferring?

<p>I'm a junior at a second or third tier private university. In the time I've been here, I've amassed only around 40 credits. I've failed a few classes in my time . I will most likely do a fifth year but I don't like the idea of adding another 15-20k of debt by doing so. Also, I want to be closer to home, my school is over 300 miles away. My alternate path would entail spending 2 semesters at my local community college and hopefully transferring to a more local university, fine with either private or public. I also like the idea of having a fresh start. My GPA from my current school haunts me and I would like to start over again. Because it haunts me, I'm always scared or anxious about my classes in turn making me perform even worse. I plan to transfer my 40 credits from my current school and the credits I earn at the community college to the school I will transfer to, hopefully graduating in spring 2016. Do you think this will work out? Or should I just start at my current school and tough it out?</p>

<p>-Another detail, I still haven't majored in anything. I think I want to do CS.</p>