<p>raiderade -</p>
<p>Paying for grad school is another animal entirely. If you aren’t good enough to be offered full support for a Ph.D. program, well frankly, they are telling you that they don’t think you are good enough to make a career in that field. If you are pursuing a work-related Master’s degree, try to get your employer to help pay for it. If you must pay for the Master’s degree yourself, consider studying part-time while you keep working, and/or look for programs that are generous with teaching and research assistantships for second year students in that program. Law, Med, Dent, Vet, Physical Therapy, etc. you will almost certainly have to pay for with loans, so be dead certain that you want that career, and be dead certain that you will be able to pay those loans off once you graduate.</p>