<p>ahh thanks breathfire!!! I’ve also decided to go to NYU. I’m very excited =)</p>
<p>congrats luckystarz…see ya in the summer!</p>
<p>Thank you so much breathfire… but… i just got my HEOP packet and overall, they are willing to pay me $36,286 meaning I’ll be taking out loans of At Least $6,000. And the interest rates for the subsidized loans range from 3-4% according to my counselor (though i bet it depends on which federal loan i take out, right?) </p>
<p>Then there has been a lot of rumors that NYU takes away the money that they are giving you–not completely but slowly, they give you less and less money every year to pay off the tuition and whatnot. Since you graduated from NYU through HEOP, is it true? Did they really take away your help, little by little as the years went by? i asked an NYU counselor and they told me “no” yet i just want to be certain. </p>
<p>Time is really running out and im still undecided =/ <em>sigh</em> i also want a master— is it really a good choice to graduate from undergrad owing loans Before starting the masters (where you really have to pay out of your own pocket?)</p>
<p>Or should i just choose Cuny and then get my masters at NYU like everybody else?</p>
<p>easily nyu over fordham</p>
<p>thinkagain,
NYU is giving you a lot of money. I would take it and run. My daughter has done 2 yrs there in CSTEP and the grant/scholarship that she receives has not changed. It certainly is no way near what you are getting. It is a third. Most students take out Stafford loans, so you would not be graduating with a lot of debt if you are taking out 6,000 per year.
Their is no HEOP for graduate school, so you may not get as much money then.</p>
<p>But if COST is a major factor then go to CUNY.</p>
<p>Hi Breathfire, thanks for taking time to answer questions for us (NYU newbie). I got accepted by NYU thru HEOP also, and of course I am from city. I really want to live on campus and I know HEOP students do not get one (and especially for me). I know HEOP give exception to students who live in 5 boroughs. Do you have any ideas what are the exceptions? Does that mean I will never get to live on campus ever (my four years)?</p>
<p>milkandsugar,
Thank you-- I had been stressing over the fact that NYU might take away some of the financial aid help as the years go by, so I went and talked to an NYU financial Aid counselor twice! (yes, I was THAT paranoid X.X) The lady that I talked to practically knows me already <em>shy</em> lol. I then asked them to read everything that I was going to be awarded with and they hadn’t included the work-study nor the TAP (which makes HUGE difference…) Now without loans I get a packet of $41, 178 </-- wont get the health plan nor the food plan because A: I’m commuting and i could just stuff my face at home and go to school full and B: I already have a health plan from my parents… </p>
<p>Or wait… is that such a good idea? Not getting the food plan?? =/ but then again I was told that the packet will change slightly over the years… </-- anxiousness coming back.</p>
<p>In total the counselor told me that the tuition alone–without anything extra is $40, 600…
… So I guess all that’s left is to convince my parents to let me attend there… surprisingly enough they have serious reservations against NYU… guess they are–like everybody else, would be my guess–scared of loans? Besides, if they do agree to let me go (I want their consent) then I’ll be the first in my family to attend a private school, WOOTS!</p>
<p>@thinkagain</p>
<p>you do not have to get the food plan, but you can always load up you campus card with campus cash and use it in the dining halls/kimmel to have lunch. It’s like a debit card.</p>
<p>@manhattanNYU</p>
<p>You can live on campus, but you will have to pay for it.</p>
<p>AWESOME! I’m taking your advise, taking the money and making a run for it! xD! Now I need to know when do the Pre-Freshmen Program classes (summer classes) begin? =/</p>
<p>@ Valen66: Honestly, NYU. The reason is because I believe college is an investment. You want to invest into something that will pay back 4 years later as well as during your study. Hence, the logic would be to go to a school that has enough resources to offer to its student population: research materials/library science, study abroad programs, mentoring programs, career services, more options in what you can major. I cannot say I know enough about Fordham to pin point at things it lacks, but by reputation (with evidence) NYU has more resources, and with the Heop program by your side you are really getting a great deal. </p>
<p>re “college experience”: I would like for someone to actually explain to me what this means to them. For me, as I mentioned in an earlier response somewhere, it was about a nice lawn and that cozy environment…but after 4 years of college, I realized that I could care less for a nice lawn and a cozy environment…what matters is what I’m really getting out of it. You will make friends anywhere, you will socialize anyhow, and, if you commute to either school, you won’t really spend a ton of time on campus anyhoo. </p>
<p>I’m glad you chose NYU…and I’m sorry for the delays in my responses…I’m working most of the time and can’t seem to get over a cold :(</p>
<p>Congratulations!</p>
<p>@thinkagain:</p>
<p>1) so the financial aid is not taken away. This has not happened to me, at least. I guess it can happen if you are denied a loan for some reason or if NYU decides to make fin.aid cuts bc of the economy. But this can happen/is happening at any other school. </p>
<p>2) Tuition will go up each year. If you don’t want to pay out of pocket, or rather cannot as I couldn’t, the loans will have to cover the difference between the cost of tuition and the scholarships/grants that you’re getting for it. Pretty much everyone ends up in some form of debt, unless their families managed to save some money in advance. This is perfectly normal and, as much as it sucks to have to pay it back, it’s a process most students go through. </p>
<p>3) Don’t get a food plan unless you really think you need it. It’s way overpriced. WAY. If you’re commuting: there’s a fridge/kitchen you can use at the Student Resource Center (2nd floor of Kimmel) to store food/microwave if you’re packing from home. Comes handy. </p>
<p>4) Summer courses: Live through them and enjoy the campus before it gets CROWDED. Did I ever mention that the line to the elevator in Silver Center stretches from one end of the hallway to the other??? So I really recommend to use this mostly-student-free time to explore the campus and know where everything is, including cheap eats. </p>
<p>5) getting a masters: it is totally fine to be in debt when you’re off to graduate school. You will probably have to pay for your masters degree (unless you look into getting area-studies based funding). The BA and MA debt will end up looking big and you’ll have to pay it back…but don’t worry about the MA yet. Depends on the subject, but the problem with MAs is that they almost don’t exist in some sense. They are so expensive that many opt in to take the fully-funded PhD route. Either way, don’t let the BA loans scare you now. I would kindly suggest to your family that with HEOP by your side, your debt will be relatively small and the rewards of attending a top school outweigh it. </p>
<p>best of luck!</p>
<p>@ManhattanNYU: unfortunately, yes, HEOP caters only to those who live significantly far away from campus. It is very fair, though, I must admit. HEOP funding is limited, and each year or so, students and faculty go petition/protest for more money. So HEOP can only support those who truly cannot commute on a regular basis because of the distance. </p>
<p>As milkandsugar said, you will have to pay for your own housing if you choose to live on campus. Having said that, you do have some options:</p>
<ol>
<li>Try out for a Resident Assistant position. If you get this, your housing is free. </li>
<li>Try out for a Freshman Orientation Assistant position (or whatever it is called). If you get this, you can live for free on campus during the summer training and through the orientation. </li>
<li>Study Abroad: If you do this, you will have to dorm (unless you choose to live with a host family). I lived in a nice Italian apartment. Large. Shared a triple room, but it was a big room with a balcony. HEOP paid for it. </li>
</ol>
<p>I know the feeling…I always felt like I missed out on the dorming experience. SIGH.</p>
<p>hi hi breathfire,
Aww, I’m sorry to hear you’ve been sick =/ I too have been sick–the allergies are really killing me. As it so happens, today I wentto NYU to hand in the pink envelope personally (without getting the official financial aid package, though I had been informed of the awards i was given). When i got home i saw my packet and it’s different from how i had been told </- went two times to the financial aid office to make sure that the awards i was given were the ones that would come to me in the mail. </p>
<p>THIS is what i was told and assured that my packet would look like: </p>
<p>CAS Scholarship: $22,715 (11 358 for semester)
SEOG: $4,000 (2 000 for semester)
Federal PellGrant: $5,550 (2 775)
ACG: $750 (375)
TAP: $5,000 (1 250)
Work-Study: Up to $2,000 during the year (might not get anything for my first semester)
HEOP Stipend: $1,700 (850)
Standford Subsidized Loans: $3,000 (1 500)</p>
<p>Total of $20 108 for my first semester and $40 216 for the year… supposedly…</p>
<p>Yet when I read my packet…</p>
<p>I didn’t see the TAP award anywhere =/ everything else was the same though… just no TAP. i know i might be making a big deal out of this, but money is money =[ and it only covers $19 858 per semester…</p>
<p>Any ideas as to what i should do? Go back again to the financial aid office for the third time this week?</p>
<p>@thinkagain
What did the FA office say when you asked them about your package?
You are entitled to the TAP award from NYS.</p>
<p>@ milkandsugar
<em>nods</em> they told me i was and that there would be an estimate of 5000 on my name =/ yet nothing showed up on the official letter…</p>
<p>If you’re in HEOP do you get housing if you’re from Long Island??</p>
<p>I am a rising senior and want to apply to NYU next year. I think I am qualified for HEOP program both financially and academically…hopefully! Anyway, my only problem is my family is low-income, yet my parent also own a house. That house was brought few years back and we still have a huge mortgage debt. In this case, will I be rejected by NYU HEOP simply because of my parent’s house. Keep in mind my family income is within HEOP income eligibility range. Thanks all.</p>
<p>@thinkagain the courses for C-Step and HEOP students starts July 6 to august 13 and its 5 days a week…most people have 4 classes from 9 am to 5pm.</p>
<p>I just recieved an e-mail from NYU about the CAS orientation. Is it mandatory that I stay in NYU for the three days that they are giving me? Do you know if I can leave and then come back the mornign of the next day? breathfire, did you stay at NYU for the summer orientation for three days? But wait-- HEOP students are supposed to go to summer classes from july 6 to agust 13 (btw, thanks loveu278) so… am I supposed to attend both? the CAS orientation as well as the HEOP summer class…? right?</p>
<p>Yes, you are expected to stay at both. You should stay for the three days on campus. it is suppose to be team building and to sign up for your fall semester classes.</p>
<p>I believe the money you pay for the cas orientation includes your dorm.</p>