<p>So I got into both of these schools and the deposit deadline is fast approaching.</p>
<p>I’m in quite the dilemma, not because of which school I like more, but the prices.</p>
<p>BC would cost me full price, around 53K a year and my parents are planning on taking out a 20k loan each year just to help me pay for it. I’m upper middle class, so I did not qualify for any financial aid but a federal stafford unsub. loan for $3500 a year (which basically won’t help me).</p>
<p>About appealing: I have already called my financial adviser and he seemed adamant about me not qualifying for a grant.</p>
<p>Binghamton costs roughly 17k a year, and my parents would not have to struggle to meet tuition costs. </p>
<p>Personally, I would choose BC over Binghamton because I visited both schools and BC stood out much more to me. I worked hard in high school and it just feels like a shame if I went to SUNY (state uni of new york) even if it is Binghamton. Again, the financial problem bothers me especially with the instability of jobs and recession. My dad is worried that he might lose his job (extreme case).</p>
<p>What do you think I should do? Is BC worth it? Also, can anyone comment on the academics of Binghamton’s business school vs CSOM’s?</p>
<p>Honestly… I love BC to death. But I don’t think 200k in debt is really worth going anywhere (especially with the economy the way it is). </p>
<p>If I were you, I would seriously think about going to a SUNY. If things don’t work out and you really feel like a SUNY isn’t helping you reach your goals then you could always transfer to BC later (or maybe somewhere else). </p>
<p>Also, the SUNY might be better for you because you might sort of be the “big fish in the little pond” and if you were thinking of grad school somewhere, you might be able to get better recommendations & opportunities there then if you went to BC, because you will probably stand out a lot more at the SUNY than at BC. I’m not bashing BC or anything (I love BC) but if you went to the SUNY you would probably be near the top of your class (also Binghamton isn’t a bad school or anything).</p>
<p>Furthermore, lets say you get to college and you realize you have a change of heart and you really want to study the humanities/sciences now and not business anymore. You would probably be better off going where it is a little cheaper in case you want to go to grad school (or med school or whatever) in that subject and don’t want the debts of undergrad holding you back. Also the new major may not be as income oriented, so it could be harder to pay off the undergrad debts as like a English/History major as opposed to accounting or finance or something.</p>
<p>The reason I say all this is I am sort of in the same situation… cheap school at state flagship or pricey CSOM at BC. This is just some of the advice I’ve been given about what to do… I put down my deposit for my flagship today.</p>
<p>Correction Chaserz- I would be 80k in debt (not including interest rates). :P</p>
<p>Thanks for your input though. I know many people are in the same boat as I am. I agree with what you said, that I might be able to stand out more at Binghamton. I’m worried that I might not be stimulated to perform at the best of my ability or that I might not like my surroundings. BC is beautiful haha. </p>
<p>And I’m pretty sure that my heart is settled on business. I dislike sciences. Humanities, I like sociology but that can also be tied into business (i.e. marketing). It must have been a tough choice for you as well and I am still stuck…</p>
<p>Personally, I’d rather graduate with less debt. The marginal benefit of attending BC over a SUNY is not great enough to justify its marginal cost.</p>
<p>And plus, when you finally get your MBA (presuming you stick with business), no one would ever care what school you attended to get your BBA.</p>