<p>hey guys, I have a couple of questions regarding NYU sponsored student services…</p>
<li><p>Is buying textbooks from NYU bookstore a good idea? I see it’s quality guaranteed and definitely convinient, but does NYU bookstore overprice those textbooks?</p></li>
<li><p>Should I get an NYU sponsored insurance or look elsewhere for less expensive options? I have never gone to hospital except for the physcials in the past four years.</p></li>
</ol>
<p>thanks for comments.</p>
<p>regarding #2, i thought that if u were intl, you are automatically entittled to get the nyu isurance. i personally think it's worth it because the insurance covers all the fees for nyu hospital. and who knows, you might be in a serious need for hospital;;;</p>
<p>jhpark - yea I know, but I heard you could waive and buy an alternative, outsider insurance. </p>
<p>anyone has answers to those two questions?
im trying to reduce miscellaneous cost as much as possible because I'd like to pay for them myself.</p>
<p>the NYU insurance is competitively priced. Are you sure that you can't be covered by a parent's plan? Our daughter used it for 2 years until her dad's plan could include her again. It is also very easy to use. the basic plan is enough unless you do dangerous things where you might get seriously hurt. (sorry, I'm a mom)
RE: books As I remember, the bookstore is more expensive. Amazon, Barnes&Noble, are less. Try to find used books on Amazon. Then resell them there. Good luck and stay healthy!!</p>
<p>When I visited the school in March, I was told--in unofficial capacity--that your medical insurance that your parents or job provide will be accepted starting the fall. So...I don't think you need the insurance if you already have some--which is more than likely. </p>
<p>As for books, it's been my observation that buying them used or getting a Barnes&Nobles card is the better deal. And it barely matters for GSP students because we read novels and such and use NO textbooks.</p>
<p>thanks and everyone for great info!</p>
<p>if anyone is a korean, AIG Korea offers the same coverage at $700/year....</p>
<p>So how much to GSP students normally spend each year on books?</p>
<p>it should say on a letter in your acceptance packet that breaks down how much everything costs including books for your school</p>
<p>The letter has a general estimate of books.</p>
<p>about the textbooks. NYU charges routinely $50 more than amazon.com and other sources. One piece of advice, don’t get any books before the first day of class. First semester I bought about $150 worth of books that i never used. If you want books for free go to hxxp://<a href=“http://www.gigapedia.org”>www.gigapedia.org</a> (replace “hxxp” with “http”). Register for free. Its awesome</p>
<p>We waived the insurance because
D covered under my plan. With that said, everything is free at the student health services. When my d had sore throat, they did throat cultures and prescribed meds for free.
The only time they use insurance is if they have to send you for advancoed tests like CA
T scans or MRI. Routine things are covered.
Books are cheaper elsewhere. Search this forum for a website that gives discounted books.</p>
<p>So if you waive the NYU basic insurance, you are not entitled to free healthcare at the SHS?</p>
<p>It is free to all students whether you waive the insurance or not.</p>
<p>You can still get emergency services, but you will be charged a nominal fee. If you see any of the specialists at UHC, NYU will charge your insurance and send you a bill for the co-pay (or your insurer will). Here’s a handy breakdown of everything: [NYU</a> > Student Health Center > About SHC > Sample of Services](<a href=“Health and Wellness”>Health and Wellness)</p>
<p>You can also look through the handbook: <a href=“Health and Wellness”>Health and Wellness;
<p>Basically, your co-pays will be lowest with the NYU plans, middle with a preferred insurer (which is United Healthcare), and highest with a non-preferred insurer. I’ve been on NYU insurance for quite some time now, and I’m a fan; they’ve covered all my emergency care visits, primary care visits, ambulance rides to the hospital, three hospital visits (I only paid about $200 each time, despite having x-rays/MRIs done each time), most of a few necessary medical procedures, physical therapy, and the bulk of my non-generic prescriptions. Of course, if you’re already on a plan with your parents, sit down and figure out how often you get sick, and HOW sick you get, to see if the slightly higher co-pay will be adequately counter-balanced by saving whatever amount it is that they charge students each year.</p>
<p>my son has Blue Cross which is not accepted at the health center. He went there for a sprained ankle. I was billed 78 for an ace bandage and crutches and they wouldn’t let him return the crutches for a credit/refund. </p>
<p>It would have been cheaper had he gone to the emergency room of a hospital.</p>
<p>Sue, were you able to submit a claim to BCBS?</p>
<p>the health center did submit it to Blue cross and it was rejected as out of network/not covered. I received an explanation of benefits telling me so.</p>
<p>I didn’t think NYU was going to actually bill me for it, but 4 months later there was a bill in the mail (my son was getting bills but ignoring them, grrrrrr). </p>
<p>lesson learned. It told my son that if he went to the health center again and they asked for his insurance card, to just leave because it would not be covered and I would have to pay out of pocket. I told him that it was cheaper to go to the ER (although I think this year that is a $75 copay, last year it was $50)</p>
<p>I have the same insurance, and NYU Student Health is out of network. But I told my D to call me first if she needs to go for anything beyond the obvious. She went for a sore throat and they treated her for no charge. Also, since I am an RN I would defintely call and tell them not to send her for anything(with permission of course) or give supplies cause I can easily pick her up (40 min ride) and get those things done in network or go to the hospital close to NYU for yes, it is cheaper.
If it was an urgent situation, she would go to the hospital, bypassing the student health services, and it would be covered.</p>
<p>The moral of the story is, unless you have NYU insurance or United Healthcare, you should look into finding your own NYC-based doctor.</p>