<p>A co-worker mentioned that I should let my auto insurance company know that my son is living in College Station now. I figured it might save a few bucks, but I was pleasantly surprised that my adjusted premium shows almost $200 off his car's insurance for the 6 month period.</p>
<p>Just wanted to pass that on!</p>
<p>Any ideas why the premiums dropped? I would have thought it would have done just the opposite considering the vehicle would no longer be garaged on private property. Something worth looking into definitely. Thanks.</p>
<p>I had the same thought! My coworker said that it was largely due to risk of uninsured drivers being so high in Houston (we live just outside Houston) and so much less in College Station. Also, there’s some kind of “big city” risk that factors in here - maybe for theft? Not sure…but glad I called. We have Nationwide and a friend with USAA reported that she just called and they lowered hers $20 per month.</p>
<p>If you live in a rural area I wouldn’t bother with it - I guess under some circumstances it might go up!</p>
<p>Good luck!</p>
<p>Very interesting. Thanks for posting.</p>
<p>We live in a pretty mellow suburb. Auto insurance went up about $280 a year for one of my older kids when he brought his car to a very nice school in a big city. I was unpleasantly surprised.</p>
<p>I haven’t yet notified that same insurance company about my incoming TAMU freshman. It hadn’t occured to me that my insurance bill may go down for basically the same reason that it went up for the “big city” kid. That’s good news! :)</p>