Chance me for NYU Stern/UPenn Wharton

Hi,
I know this is kinda late but I have my essays complete for both schools and have been finalizing where I am going to be ED’ing. Just wanted to say I know my GPA is low but I feel that I make up for it in other areas. If it helps, I am a student from Connecticut and am interested in Finance. So, thank you in advance for chancing and here are my stats:

GPA: UW: 3.5, W:4.9, Took a lot of AP classes my junior year and senior year (full AP schedule senior year) I had a really bad freshman year but improved sophomore and junior year.
SAT: 1540 (21 Essay)
SAT Subject: 800 Math 2, 740 World History
AP Exams: 5 Lang, 4 Whap, 4 Calc AB, 4 Psych (Self-studied)

EC’s:

FBLA: Member (9-11), Treasurer (12)
School Newspaper: Member (9-10), Department Head (11-12)
School Newsletter: Editor-In-Chief: Basically started this in 11 and it grew tenfold with over 100 members by my senior year.
School Soccer Team: 9-11, Captain 11
Student Council: Liaison (executive board: 9-11)
Started a LaunchX club in my school

Awards:
2nd at FBLA State competition
Captain’s award soccer (can probably just include this in my description)
Ap Scholar with Distinction
Some type of honor roll every marking period
National, Science, Social Studies Honors Societies (Because I don’t have space in activities on CommonApp)

Work Experience:
Intern for financial consulting company in London: 11 Summer
Co-founded a State Certified Non-Profit
Tutoring Center: 10, did personal tutoring every year
Township Basketball Club Referee: 10-12
Political Canvasser: 11-12

Community Service:
450 hours at around 10 places around the community

Recs:
1 loves me, I feel like 1 uses a default for everyone even though she likes me, and 1 from the VP for my additional rec
Guidance rec should be standard because we just filled out a form

You should probably ed to Wharton. Stern has become very stats based recently, but Wharton would be more likely to look through your gpa at your stronger activities. Also Stern has ED2 in case Wharton doesn’t work out.

You should consider Wharton. Edinburgh isn’t a bad school for business either.

What college do you most want to attend? Apply there ED (assuming your family has no need to compare financial offers). Keep in mind that NYU has EDII if Wharton is your top choice.

Yeah, Edinburgh was actually my first choice but I heard it was more prominent for journalism so I chose not to.