Chances at U of T, Mcgill, UBC or Waterloo

Hey!
I’m an Indian student going to apply for canadian universities.
What worries me is that my grade 9th and 10th results were excellent - 10cgpa in both. But in grade 11th i dropped to 79% because of some reasons.
Although I’m confident of getting 92% and above in grade 12th and a high sat score.
So how are my chances at the above mentioned universities?
Also, I read about the ILoT scholarships at ubc and other similar ones. What are the requirements for those to get selected?
Basically, which one of the universities would offer me the highest amount of scholarship because I won’t be able to afford full tuition.

“I won’t be able to afford full tuition.”

I am assuming that you have looked at the costs for international students at U of T, McGill, UBC and Waterloo, and taken the current exchange rate into account. If this is correct, then I think that your changes are not very good. The largest and best known Canadian universities are less expensive than their US equivalents, but are not known for their generous aid. Your lower GPA in 11th grade will also hurt you at these top Canadian schools.

I am wondering if you should look at the Macleans university rankings, and try to pick other schools in Canada. There are many very good schools there which are not quite as highly ranked as the four that you mentioned, but are still very good and which are also significantly less expensive for international students.

Another thing that I wonder about is if you do get much higher grades in 12th grade, should you take a gap year so that universities can consider your full 12th year for admissions. I think that you might want to ask the admissions staff at the top Canadian schools how they would consider an application with strong GPA for grades 9, 10, and 12, but with a weaker grade 11.

I agree with the previous reply. However, your chances also depend on what your intended major is. For example, courses such as math at Waterloo or engineering anywhere will be much harder to get into than most social sciences. In fact, even a 92% will not get you into math at Waterloo, sciences at McGill, and commerce at UBC! (as I’m sure you’re aware, the listed average is nowhere near the competitive average for most programs, especially as an international student)

Sadly, you will probably be out of the running for most scholarships (unless you have amazing ECs that you didn’t post about) because quite frankly, Canadian universities do not look at grade 9/10 marks at all and your low grade 11 score will take you out of the running for academic scholarships. My best advice is to take a gap year or boost up your ECs (although I’m not sure what you can do in half a year). However, best of luck!