Chances at UMASS Lowell

What are my chances of getting into Umass Lowell?
I just started going to a community college over the summer and completed two classes, my gpa currently is a 3.15 based on those two classes.
I am now currently taking 4 classes this fall and it looks like I might get A’s in every single one, except for one class I might end up with a high B.
Now the problem is my high school grades were not great. I believe my high school gpa was around a 1.95.
I plan on transferring for next fall so I am not sure they will have a chance to look at my spring term grades.
So what do you guys think? Should I stick around for another year or should I give it a shot?

I forgot to add that I am majoring in psychology.

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