Chances for a transfer international?

<p>I'm going to take my SAT tomorrow, but now I have scores only from different practice tests. That's what I've achieved for the moment:
Math: 790
CR & CW (don't know, I took written ones and I don't have a key to count my scores, so I just made it by subtraction of the incorrect answers): around 740 (probably less)
BUT I have an approximate GPA (in my country we don't have a GPA) of 3.4 (on a 4.0 scale). And my parents can contribute up to $5000 per year. So how do you think, what chances do I have and in which universities (not concrete, just tiers and rankings)? And how can I get more money for my education? (I don't work, so probably I won't be able to get any loan at all, or..?)</p>

<p>Btw, my dream is Wharton. And there are some additional info:
1. My business school is in the Top 10 of European business schools.
2. It has some connections with the Northeastern University (for some of my teachers worked there), so my recommendations should be good enough.
3. I have such a low GPA because I was quite laze during my freshman and sophomore years. =)) But that doesn't mean anything, I know. =))</p>

<p>I'm looking forward to any opinions. Tnx!</p>