CUNY Baruch vs Fordham LC

Hey I was hoping someone on here could help me make the right decision. I got into my dream school, NYU, but that gave me very little aid so it is out of the question now :confused: my second choice is Fordham LC and they gave me about $38k in aid which is pretty good but weā€™d still have to pay about $14k which is over budget/ above our efc of about $8k. Everyone says I should go to Fordham because itā€™s good and I worked really hard in high school to go to a top school but I would go into debt and thatā€™s not something I want to do ( more than $20k in undergrad debt worth it?). My other choice would be CUNY Baruch which is in our ā€œprice rangeā€ but it doenst have the same prestige as the other schools i got into. Will all my hard work go to waste? Did I work hard for nothing? I really would like to go to Fordham but I am not sure if it will be a good idea to take out so many loans especially when I want to go to grad school (law or business) which will mean more debt. Iā€™m really stressed about this decision and I donā€™t know what the right choice is. I want to stay in New York City, as well. I want to go to a good school but money is such an issue. Please help me!!!

Fordham and NYU are really good schools. So is CUNY Baruch. #12 on Forbes best value list. Which is high praise indeed. See below as well.

Forbes, the widely read magazine for business leaders and the affluent, is the latest publication to name Baruch College among the ā€œbestā€ in the USA. Baruch appeared on three key Forbesā€™ lists released last week, coming in at #35 nationally on the list of ā€œBest College Buys,ā€ a ranking of critical importance to those for whom cost matters. Baruch was also listed at #59 among ā€œBest Public Collegesā€ nation-wide, and #304 in the overall category of ā€œAmericaā€™s Best Colleges.ā€ This last ranking places Baruch College ahead of both NYU (#355) and Fordham (#343). The Forbes list, according to the editors, ranks the best schools, ā€œfrom the studentsā€™ point of view,ā€ with the United States Military Academy in the #1 spot, ahead of Ivy League stalwarts such as Princeton and Harvard.