CUNY Baruch vs Fordham LC

Hey I was hoping someone on here could help me make the right decision. I got into my dream school, NYU, but that gave me very little aid so it is out of the question now :confused: my second choice is Fordham LC and they gave me about $38k in aid which is pretty good but we’d still have to pay about $14k which is over budget/ above our efc of about $8k. Everyone says I should go to Fordham because it’s good and I worked really hard in high school to go to a top school but I would go into debt and that’s not something I want to do ( more than $20k in undergrad debt worth it?). My other choice would be CUNY Baruch which is in our “price range” but it doenst have the same prestige as the other schools i got into. Will all my hard work go to waste? Did I work hard for nothing? I really would like to go to Fordham but I am not sure if it will be a good idea to take out so many loans especially when I want to go to grad school (law or business) which will mean more debt. I’m really stressed about this decision and I don’t know what the right choice is. I want to stay in New York City, as well. I want to go to a good school but money is such an issue. Please help me!!!