Do I have chance for UCF?

Age:
15
Ethnicity (Not sure if it matters):
Arab
GPA :
(Weighted): 3.8
(unweighted): 3.3 - 3.5
Number of special classes taken:
Most honors and (sadly) 1 AP class.
SAT (This is my main prob):
1660
Volunteer Hours:
~200 (~25 with Second Harvest, ~150 - 175 with Islamic Society of Central FL)
Clubs:
Studying Club (Yes we had one)
Reading/Book Club
Culture Club
Science Club
Extracurricular Activities:
I tutored some kids
I have made study groups to study and help others
I have played soccer for a short (~ 1 - 3 months) time
Me and my friends created a volunteering group and work some. So, volunteering, I guess?
Problem: I have read that students need like a 3.9 unweighted GPA to enter UCF, and I feel quite anxious and quite scared. My parents want me to enter UCF or UF for 2017 Spring Semester (Tough shit, I don’t really want to attend UF yet, as I live 5 minutes away from UCF. So, UCF is technically my only option). I have two classes left to complete, and since I am in a program that allows me to do them online (and I am), my guidance counselor estimates me finishing around the end of this month. As for my SAT score, it is terrible. I signed up for October 19th to retake it, though. I have two questions.

  1. With my current stats, how high of a chance do I have to enter?
  2. Is it possible at my age to get a dorm? (I don’t mind not having one, but it can truly help me) Thanks in advance!