Eligibility when having too many credits

<p>I noticed a few schools do not allow transferring for those who have completed "more than 2 years of transferrable credit"</p>

<p>However, when I emailed some of these schools, the standard response was that they only can evaluate the credits that can be transferred AFTER admission. Thus, I am not even sure whether to apply because I am potentially borderline with some of the restrictions (i.e., 1 class over but one or more of my classes may not count as transferrable).</p>

<p>Anyone else have this problem?</p>