Fafsa/CSS question

<p>Hi i was wondering, I want to add more schools on fafsa, but then i used our 2012 tax income, not the 2013 tax so the status is will fill. My first 10 colleges fafsa are already processed, but i didn't update my 2013 tax income yet. Can i still add more schools without having the 2013 tax income?
Also, on the CSS Profile, i had a question about "Enter the total current value of this parent's tax-deferred retirement, pension, annuity, and savings plans. Include IRA, SRA Keogh, SEP, 401(a), 401(k), 403(b), 408, 457, 501(c) plans, etc." What does this mean? What saving plans? </p>

<p>Yes, add the new schools to fafsa now with the estimates. When taxes are done and fafsa is updated you will have to remember to submit the updated fafsa to all the schools again.</p>

<p>Those are all tax advantaged retirement savings plans. Ask your parents if they have any of them. </p>

<p>Hi annoydingdad! thank you! so how would i submit everything again with an updated 2013 tax income? i thought i just had to change the status to will file to filed? also, my i my parents don’t have the information to those retirement savings plans. what should i do?</p>

<p>Your parents don’t know if they participate in any retirement savings plans? Please clarify.</p>

<p>Once taxes are done and income information is updated, you change to ‘have filed’ and submit twice changing the schools just like you are doing with the estimates.</p>

<p>No. I don’t think so. They don’t know anything about it.
So what i should do now regarding to fafsa will be first add 2 more colleges on fafsa, and wait till my 2013 tax income arrives, and then change the information to have filed, and lastly i have to submit my fafsa again with all of my colleges that includes my new 2013 tax income? </p>

<p>I would think if they had retirement accounts they would know about them. They would be contributing some of their earnings if they did. Have you asked them or are you guessing whether they know?</p>

<p>For FAFSA, formal retirement accounts aren’t reported. Include your additional colleges on your estimated FAFSA now and sign and submit it. Wait until taxes are done and processed. Then you can use the IRS Data Retrieval Tool on the FAFSA site to retrieve the tax info from the IRS and put it into your FAFSA. The tool will be available early in February. Then sign and submit to one batch of schools, wait until processed and sign and submit to the rest of your schools.</p>

<p>Ask your parents if they have any pension plans, or other money that is put away for them by their companies or by themselves for later on a tax exempt basis? IF you look at their W-2s, you can often see if there is money being taken out for those purposes (Health Savings Accounts, 401Ks, etc). Also look at their tax returns and see if they are deducting money for an IRA or other such plan. Ask them if they are putting money away somewhere for their pensions that they are getting a tax exemption, deduction for. </p>