<p>Right now I'm attending Ohio University for the summer term. Before this term, I was awarded around $3000 (for each term) for the summer, fall, and spring term (2012-2013). When I checked today, the only reward that shows up is for the summer term; fall and spring disappeared. I got a 4.0 average so it's not my grades. My income hasn't changed (I'm unemployed). This is my second year at Ohio University. I didn't get any email or letters from financial aid explaining the change. I will call tommorow to find out why but I'm wondering if anybody else has a reason since I'm stressing about this. I just filed bankruptcy and I'm hoping this isn't the reason. Any thoughts?</p>
<p>Just found out this morning that financial aid was stopped because I went over the maximum time frame because I have a previous bachelor’s degree. They said I can do an appeal but the financial aid office said that I will unlikely get approved for more financial aid. Is my chances really that slim?</p>
<p>I have a similar issue where my loans dried up. I’m half way through my bachelors and have to give it up and repay the 57k and get nothing for it. 
I hate how they do that. It ruins everything. People get loans because they can’t pay for school and want to better themselves. Then loans dry up and we’re back to fast food working and struggling to pay off a huge tuition that went for nothing in the end.</p>
<p>In a word, yes. There is a cap for the amount of federal aid available, and you probably used it getting your first degree. Few schools offer institutional aid for a second degree - unless it’s a graduate degree.</p>
<p>Sarra, have you read the responses in your other thread? You were VERY poorly advised. Actually the loan limit should be much lower than it is now. That would keep people from running up huge loan balances (especially at for-profit school which are famous for this).</p>
<p>The time and amount limits are there for a reason and are not hidden.</p>
<p>@CTScoutmom- I didn’t use any financial aid for my first degree (my parents paid my way), but it doesn’t matter anyways in the Maximum Time frame calculation. I’m in the associate LPN-RN program and just found out the maximum credit hours they allow is 111 with an absolute maximum for appeals of 130. [Satisfactory</a> Academic Progress (SAP)](<a href=“Office of Student Financial Aid and Scholarships Services | Ohio University”>Office of Student Financial Aid and Scholarships Services | Ohio University)
I got 125 credit hours from my previous Bachelor’s degree (General Studies, yeah I know a waste of time but that’s another topic), 47 hours from my LPN certificate, and 13hours for my prerequisites at Ohio University for a total of 185- so I’m screwed. So I basically answered my own question but hoping they will appeal their decision since most of those courses in my Bachelor’s degree should be excluded since they don’t have anything to do with nursing. Well that’s what I’m hoping. By the way I lost a good paying job and now I’m in the middle of bankruptcy so I can’t get personal loans. I’m kind of wondering why in the heck they let me take the first semester knowing they would deny my financial aid later. I hope I didn’t waste my time.</p>
<p>“I’m kind of wondering why in the heck they let me take the first semester knowing they would deny my financial aid later.”</p>
<p>It is unfortunate that they didn’t make it clear to you that your aid would run out after X credits. However, the responsibility for figuring out how the whole degree program is going to be paid for really is the student’s. Make an appointment with the financial aid office, and find out whether anything at all can be done. If it can’t, sit down with your advisor and find out how to study part-time while you work. Fortunately, you do have an LPN certificate which means that you probably can get a job where you will be able to support yourself.</p>
<p>Wishing you all the best!</p>