Financial Aid Experts Please Help

Hello everyone,
I have browsed these forums and read so much valuable information through the years. This time I need answers to a question I can’t find. I currently have the BOG-Fee waiver (now called Promise Grant) at a local community college in California for the 17-18 year. I am currently in the process of transferring to a university out of state in a few weeks (mid-year). I will need to file a FAFSA to apply for student loans to afford the non-resident tuition costs, etc. I am well aware the FAFSA gets sent to the schools that you LIST in your application. When I attempted to file my FAFSA, I saw that my most recent program enrollment at my local college was listed on my Student Report (even though I never received any Federal Aid). I am assuming any college you attend reports your enrollment to the department. My particular issue or concern is will that FAFSA be seen by my community college and/or affect my BOG fee waiver? I won’t list that community college in my FAFSA, but I will still be enrolled there concurrently (via online) for the same upcoming term. I want to maximize my loan eligibility while at the university, and not at community college. Thank you to anyone who can respond.

Colleges can no longer see the OTHER colleges where your FAFSA is being sent.

Thanks for making that point. That is correct. But to be precise, will my current college know I filed a FAFSA, even if I don’t send it to them?

Better yet, will my home State know I filed a FAFSA for an out of state college?

When you file the FAFSA, you list the places where you want the results to go. Those places are where the results go. Nobody else gets the info.

NO ONE sees your FAFSA except the places where you submit your FAFSA. And each school sees only THEIR school…not any of the other places.

Why are you so concerned about this? Colleges DO know that students apply to other colleges. What do you think would happen?

But…doesn’t matter because younare worrying for NO reason.

I will say…do you plan to apply to an instate CA public universities where you can continue to use your state college funded grant money? If so…do not miss the deadline for sending your FAFSA. Don’t miss it.

You can only receive financial aid at one college. You cannot be enrolled concurrently. If you enroll in the OOS college, you will have to pay for it if you are taking classes while enrolled at the California CC or you will get federal aid for the OOS college and lose your California funding including your bog resulting in you owing them money.

Actually…you cannot be a matriculated student at more than one college.

I’m wondering why younwoild,continue timtake CC clirses after enrolling for a degree at a four year college.

Also, if you are receiving a BOG waiver…can you really afford to attend an out of state college? AND continue to pay for online courses (which you will be paying out of pocket).

Also, I believe your BOG waiver would be considered aid. And I don’t believe you will e eligible for it if you enroll in an out of state college.

I got accepted into the out of state university and I’ve made plans to enroll there . However I need to fulfill just one lower level general education requirement that I need at the out of state university. Its very expensive to complete at the out of state university (non-resident tuition) where essentially I am supposed to be doing all upper requirements. I believed it would be okay to take classes concurrently at two colleges, as long as I only received federal aid at one. I’ve seen many students do it, especially in California CCs & universities.
I only plan to file a FAFSA and use financial aid with the out of state university.
Even with financial aid, the non resident tuition is expensive and I’ll still need to take out loans.
Now the issue is, I never used FAFSA to qualify for the BOG fee waiver. Getting my BOG fee waiver approved is a challenge due to tricky income issues, but nonetheless I’ve been able to get it. I haven’t filed a FAFSA or used federal financial aid in over 6 years. I’m an independent student. Anyways, to reiterate, my concern was if my community college would see the FAFSA I submit and if that would affect my state funding/BOG fee waiver?
Would filing a FAFSA now, backtrack or apply to the previous colleges/terms in this same academic year (which is NOT what I’m hoping for)? Secondly, now I’m not sure if I can even enroll in both colleges at same time (I’ll only be receiving federal aid at one)?
Thanks everyone.

Ok, you can only be matriculated as a degree seeking student at one college.

If you are using your aid as a degree seeking at the OOS college, you will not be eligible for aid as a degree seeking student at your Calif CC, which means you will lose your bog fee waiver. You can’t get federal/state aid at more than one school at a time. There is a national clearing house so the schools will know where you have been enrolled. It will be very easy for them to see that you are getting aid at more than one place

Are you hoping to use the BOG waiver at an OOS school?

I don’t think you can do that.

Once you enroll at the OOS college, I don’t believe you can use a BOG waiver to take courses in CA.

No, the out of state university doesn’t offer any type of BOG fee waiver. My home state is California, and so is the community college. BOG fee waiver is only offered in the state of California, granted by the CC. I will strictly be using financial aid/loans for the out of state university. I will be relocating out of state to attend that university. So I was hoping I could: A) still take 1 community college course online at my CC while enrolled at the out of state university. And B) receive federal financial aid/ loans for the out of state university, while not interfering with my community college and state waiver back home?
Under normal circumstances, I don’t qualify for BOG fee waiver with FAFSA. I usually struggle to get it approved. I’m afraid if I submit a FAFSA application (even if I don’t list/ send to my CC), it will override and interrupt my BOG. Then resolving the issue with the CC will be another hassle, especially by being out of state. I hope this all makes sense now. I know it’s a mess, but I appreciate the input thus far.

You are going to end up owing someone money. Even if you move out of state to attend your new college, you will no longer be able to get a BOG waiver, because you will no longer be a California resident

If you stay in California attend school, get your BOG, then enroll in the OOS school you will eventually owe your school/federal government money because you ** can only be matriculated as a degree Serling student at only one college**. Getting federal or state aid requires you to be a degree seeking student.

If you are enrolled both places at the same time both schools can charge you with fraud, meaning you will not be getting any federal aid going forward and both places can make you repay any aid that you have received.

If you are going OOS and will be attending school there you can no longer take courses in California unless you are paying for them.

My first year as an undergrad, I took a science course online through my local CC. I paid out of pocket for that class and made sure it would transfer. (It had worked out with my other AP & dual-enrollment credit that I only needed 1 science credit and I didn’t want to pay for a 3-4 credit class which I only needed a credit.)

You can’t get aid at both schools and BOG is aid. California’s CC tuition is dirt cheap. Just save yourself from this biting you and pay OOP.

Your application for aid for the 2018-2019 school year…for the OOS schools will NOT affect your BOG waiver for the CURRENT school year…2017-2018.

Is that what you are worried about?

As noted by others…you won’t be receiving the BOG waiver once you matriculate at your OOS school. You won’t get it at all.

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Do you realize how SMALL the student loan will be? It will not even be close to enough to pay for an OOS school.

Right…if you are a junior when you transfer…the federally funded student loan is $7500. Is THAT going to cover your OOS costs?

I believe the most I can borrow is 12,500. My FAFSA for the OOS university and the BOG fee waiver at CC would be used in same academic year 17-18. I think rushing to transfer mid year creates a problem. If I transferred into a California university, more than likely I could pull it off. Perhaps, I should wait till the next academic year/ term when I’ll be officially done with CC and have a blank slate financial wise. My concern was if applying for & using federal aid in a different state, would affect my state aid (BOG fee waiver) in my home state. I thought state aid and federal aid are two separate entities?

Finish at your CC, and make sure that this particular course will indeed transfer to replace the equivalent at the OOs U. Enroll at that U later. That way you could use both the BOG waiver and the federal loans in the same academic year, just in different semester.

Yes, if you are an independent student, you can borrow more money.

Yes…as an independent student, you do get additional Direct Loan money.

Are you transferring THIS semester? Do,you already have an acceptance to your NEW OOS school, with your financial aid?

When are you starting at the new OOS college? NOW? June 2018? Fall 2018?

If you are enrolling in a new college for January 2018 term…you would NOT be using your BOG waiver for THAT term…because you would no longer be a matriculated student in CA college.

But it would have no affect on your term you just completed using that BOG waiver. You just wouldn’t get any additional waivers if you then go OOS. And you would not be able to use the BOG waiver to pay for one course where you are not any longer enrolled in a degree seeking program.