@hrrenee, no you cannot post photos or other documents on this site.
@hrrenee Your tuition per year instate should only be 3700 FOR THE YEAR. Something is very wrong if they are suggesting 12k a year for tuition. The per credit rate is $100 for instate. For a normal 30 credit year that should be in the 3k range. Something is terribly wrong with that 12k tuition that is stated. Your total cost for everything should be 12k
They may not realize that you are instate on your shopping sheet. You have to question that. With a total cost of 12k a year for everything your Federal loan ($5500 Freshman year, $6500 sophomore $7500 junior and $7500 senior year) AND hopefully a 6k Pell Grant that you do not have to pay back, you’ll be fine. Work so that you have wiggle room and so you can take out less loans and have less debt.
Your sheet says $12,372 tuition, which makes it look like you are being classified as a non-WA resident (and also taking a lot of credits per quarter; see https://www.everettcc.edu/enrollment/tuition/tuition-rates ). If you really are a WA resident, then you need to get yourself reclassified as such. Information here: https://www.everettcc.edu/enrollment/tuition/residency
I will definitely ask them why its that high and see if they classified me wrong. But im still confused; no ones answered my question.
** Do i have to pay for the cost of classes and tuition (not book, housing, and tranpso costs) put of the 12k i get for the year? or are they paying for that? **
@hrrenee I think you are paying for the 3k tuition with your grant and loan money but your total costs for EVERYTHING including books, transportation, room, board, fees and tuition should only total 12k so everything is covered. Your shopping sheet is completely wrong right now but I think you wil have everything covered. But still work and save
Definitely looks like OOS tuition &fees, per the page that breaks down EVCC costs by # credits. OP should go back and verify no mistakes on the original application or any FA or residency questionnaires.
You don’t know your bottom line until you learn what fin aid, grants or loans. Right now, they seem to be saying 20k, 0 aid.
What 12k aid? Looks like it says zero aid, for now. For now, sure seems to me that you owe 20k. Several bullets they need to review and fix.
What’s the 1500 at the bottom where it’s cut off?
Im definitely going to go to them and make sure they didn’t make any mistakes. And currently it says 0 aid because my aid documents are still awaiting professional review. I thought the shopping sheet was what i was going to get, so i figured that out. I was told from other commenters that i would probably get the 5500 from financial aid and more than likely going to get the Pell grant, so $12k total per year.
At the bottom was my “EFC” which was $1533 per year, or $125 ish a month.
Ok, I get the 12k. But remember, the EFC has no bearing on whether you get aid that brings you down to that number. It’s going to be based on college policies and resources.
I know this must be tough to hear. But see what they fix and grant to you.
Pell and loans monies will go to the college They will apply the $ to the each quarter… If you do get 12k, only that, you would need to pay the balance due per quarter, usually. And pay it on time. I’d think about getting a job now, to be safe.
On this page https://www.everettcc.edu/enrollment/tuition/evcc-costs
the show total cost for instate at 19k. But they figure 10k for living expenses. On your FA forms, did you tell them the 4k you’ll pay your mom? If they considered that, it would bring the total for you down by 6k, to 13k.
All you can do is wait to see what they do grant. And the math they then show on a new offer letter. Let us know and someone will help translate. Don’t forget you have to pay back loans. If you take them every year, that’s about 27k.
Im not quite sure what you mean. I know for sure i’m getting aid, just not how much and how much per semester or quarter, so that’s why i was trying to figure out if its enough to cover everything and i don’t need to stress myself out more by finding a job or if i absolutely need a job if its not enough. And from what i understand, I’d be paying the EFC ($1533 yearly) $125 monthly. And i didnt tell them anything; i filled out the FA forms, gave them the documents they needed, and that was it. I havent talked to or discussed this with anyone, so im almost completely in the dark on everything. And about bringing down the total, is that bad or good? and total of what? what im paying or? Sorry, this is all confusing.
“And from what i understand, I’d be paying the EFC ($1533 yearly) $125 monthly.”
The Fafsa gives an EFC for Pell grant qualification purposes. It is not the amount you will pay the college. It’s just the estimated amount your family can pay. Many colleges cannot offer kids much aid, at all, much less make up the balance to the total costs.
If your total bill was only 1533, you wouldn’t need 12k.
Wait and see how they modify this letter. Make them explain what your final amount due will be and when.
What do you mean i wouldnt need the $12K? If i can only contribute $125 towards my education, what about that sounds like i dont need $12k?
@LookingFoward OP’s cost as an instate student living with parents is 12k. @ucbalumnus already provided the link and number. That has wiggle room since it included extras. She owes the school under 4 k a year period as an instate student.
@hrrenee There are likely cost saving measures we can discuss with you. You have to have under 4k a year for tuition. Are you starting school soon with a summer session?
@hrrenee The part that may not work out is paying your mother almost 5k a year for room and board. Wait for the revised report but make sure that she wants you to go into debt in order to pay her. 28k of debt potentially which you will have to start paying back after graduation. Look at a payment schedule for that.
Make tour your mother understands that if you take the federal loans for 28k, you’ll be paying $200 a month on the loan for 10 years. ( check this ballpark figure)
Are you a U.S. citizen? Guess you must be if you are completing a FAFSA…but just making sure.
What did the school specifically ask for in terms of verification? Did you provide it ASAP? You need to keep on top of the verification process. That needs to be resolved in order for you to get any aid at all.
You are assuming that the school will provide you with aid except for the $1533 EFC you see. That simply is NOT necessarily true.
If your EFC is really $1533, you would be eligible for PART of the Pell Grant…about $4500 for the year. You would also be able to take the $5500 Direct Loan. That’s $10,000 total for the YEAR. It would be disbursed equally for each term during the academic year.
@gearmom the payments for the full $27,000 Direct Loans would be closer to $300 a month…not $200. Ask me how I know!
@thumper OPs Pell grant should cover tuition and part of book costs. That 8s your free money portion, @hrrenee . Anything more would be you going into debt with loans.
You started this thread by asking if you needed to get a summer job. Get the job.
@gearmom the total cost of attendance is just over $12000…some of which is not billable by the college. But the student will likely still need this money, or at least some of it, as a commuting student. He says he needs to pay his mom $400 a month rent…plus he will have commuting costs.
So…he should get that summer job if there is still one available. Better to have a financial cushion than to come up short.
Let’s summarize where OP is, because this thread is confusing:
-
Everett CC appears to believe that OP is an OOS resident. OP needs to CALL, not email, financial aid and/or admissions to set this straight.
-
FAFSA is under verification, we don’t know if OP has provided all required documentation. A call to fin aid likely needed for this too.
3)OP will have to pay Everett CC for tuition and books. Their website shows 2018/19 costs of $4,500 and $1,050 for these costs for in-state residents. So, tuition will likely be more for 2019/20. Pell Grant will NOT cover of all of that…based on an EFC of $1,533 (FAFSA still under verification so we don’t know final numbers), Pell grant should be close to covering tuition/fees, but not books. See chart here: https://ifap.ed.gov/dpcletters/attachments/20192020PellPaymentSchedule.pdf
4)OP evidently will pay mom rent. We don’t know about food, utilities, clothing, incidentals.
5)OP will also have transportation costs to and from school
6)It is unclear if Everett student health insurance is mandatory for US students, OP has to figure that out, or perhaps they have insurance through their mom’s policy.
6)OP has to figure out how they will pay cover expenses for rent, food, transportation. Options for this include some or all of the following: Working full time this summer and saving $. Working part-time during the school year. Taking out the $5,500 federal direct student loan for freshman year.
OP, let us know where you are on these issues.