Help me get through to my friend cc!!

<p>Okay idk if you all remember me from that pratt institute money drama i had over a year ago. Well now my friend is in basically the same situation but worse and she wont listen to me even though i have been through the same thing. Right now she is selling her 22 in for $200 bc she needs to raise 1470 dollars in two weeks for school. She said shes gonna sell her kidney and plasma so she can get the money. Apparently this is the amount after 4 scholarships, 3 grants, and 2 student loans and im like what school are you going to that aid doesnt cover?? And she said shes going to a private school 34k a year and im like lol well thats ur problem!!!! Ive tried to tell her to make it easy on herself and the future and go to a public university!!! She is attending a private art school for theatre. She says its her dream school and she will work 3 jobs and stop at nothing to afford the school and that she has already been accepted and she can at least try. What do you guys think??</p>

<p>Im also afraid my sister is going to be in the same situation shes going to be a senior this year and wants to go into culinary and apply to only fancy expensive culinary schools. I cant get through to her either to apply to back up safety schools. Lol. :( this is an epidemic.</p>

<p>Franny, your heart is in the right place. BUT this is a MYOB thing. most folks are not interested in repeatedly discussing their finances or lack of same. You have given your friend the info. She knows she has excessive bills. If the bills can’t be paid, she won’t be able to stay.</p>

<p>I’m not sure you can legally SELL your organs in this country.</p>

<p>At this point, be a friend. She is going to need you if the chips fall.</p>

<p>I see this all of the time, Franny. And with well to do families, folks who should be and often are otherwise financially savvy, to boot. My son’s close friend is at NYU. The thing is, he wanted to live in NYC. Not commute to NYU but with three kids in his family at NYU, as wealthy as they are, they can’t afford to have them live down there. So for about $50K a year apiece, they are communting to NYC and are not happy about it. Any one of those kids could have gone to UConn for half the cost, or many other schools for even less than that as their stats were pretty danged good, and lived on campus. So they are commuters and very unhappy and the parents are still paying through the nose. </p>

<p>You were smart to see the big picture. Smarter than some very supposedly savvy and well to do adults.</p>

<p>I feel your frustration. I have a friend who just came face to face with the reality that she cannot come up with the money to begin college next month. Now I am helping her scramble to apply very late to the local commuter school I suggested months ago, which she did not consider “good enough” at the time. </p>

<p>The bottom line is, you can’t do anything. There is no reasoning with some people, they are so invested in this dream that they refuse to see reality until it smacks them in the face. And it will, sooner or later.</p>

<p>I suppose you might want to point out that the cost will increase every year and that the kidney idea (which of course can’t be done) only works once!</p>

<p>Thanks for the advice guys! I told her she was gonna run out of kidneys lol, i dont think thats legal either i know you can get paid for plasma though. But i guess i will let it rest and have her learn the hard way…?</p>

<p>@nova i think a lot of it has to do with pride with a lot of people. Community colleges/public universities are seen as lower quality education (as u said “not good enough”) and some people feel they are too good for that and they see thats where their classmates are going and they dont want to “end up like everyone else.” Thats how i was i wanted to get out of florida.</p>

<p>If your friend only has to come up with $1500 a semester (or year?) and got fin. aid. to cover the rest, that school came pretty darn close to meeting all her need, which most schools don’t do. Family can’t help her with that last little bit? Does she have a summer job? She probably wouldn’t be able to attend the local state university for only $3000 a year, so she really has had the best, most affordable offer, unless she had to take out way too much in loans beyond the Direct or Perkins loans. Could she establish a monthly payment plan to pay the school that $1500 due soon? Then, she could use summer earnings, and keep working during the school year for the payment due around December.</p>

<p>No family help she actually works 3 jobs to help pay for the house since her mother is disabled. Not sure about payment plans though, I’ll ask!</p>