how much money can I get from u of mich?

Paying for College
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<p>ok so I am an admitted university of Michigan student. I have lived in Ann Arbor my whole life but since my parents aren't citizens (only one has a green card) I am still not sure if I will receive instate status or not. (umich's instate policies are such bull) however! my parents will be divorcing. in which case I will be under my moms care and her income is about about 35,000. plus I will be receiving zero financial help from the dad. in that case, do you think I might be eligible for full aid? as in like full scholarship? basically how much money do you think I can receive? </p>

<p>(let's assume for now that I AM instate, plus I am a straight a student)</p>

<p>thank you very much in advance</p>

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<p>Okay, you’re going to need a plan B on a few fronts here, both fiscally (in aid, and in residency.) First off, which parent has the greencard? I’m hoping it’s your mom.
If they haven’t divorced yet, I strongly suggest that you advise your mom to have a clause negotiated into her divorce agreement whereby your dad pays/shares education expenses equally until age 24. If he decides to be a deadbeat, there’s nothing you can do about it, but Michigan will not cover his share. Michigan will assess what it thinks the EFC should be from BOTH parents and will give you the difference in loans and grants if eligible. But if your mom makes 35k, even if your dad only made 20k you could STILL end up a bit above the PELL grant level and you’re going to end up having an EFC of at least $4,000 and up, minimum, I suspect. (But if you already live in AA, your costs won’t be so bad as you can finance $5500 via student loans and your tuition, if granted RESIDENCY, will be just under $12,000. Just don’t go live in the dorms or your package will cost more like $24,000).</p>

<p>You can say all day long that you’re receiving “zero” financial help from dad, but UMich is a CSS school and you MUST fill out the CSS and they WILL demand his income/tax return information as well. It is absolutely his responsibility to share in educational costs with your mom. Just not optional. If he WON’T fill it out, then you’ll only get the FAFSA fed aid of $5500 a year in loans and any portion of pell (you’ll qualify for a few thousand in grant under fafsa if it’s just your mom’s income, but your SECOND problem on this front is that if they’re not yet divorced, BOTH parents income will be submitted on the required 2010 tax form.</p>

<p>In that case, you’d need to request a review, but I am not sure they’d divide it, since they’re going to view it as the money both parents should have been saving for your educational future.</p>

<p>Now, the even BIGGER (by about another 24k a year) financial problem is your residency --WHY have you not yet gone through the residency review with the Registrar if you’ve been accepted? In WolverineAccess, does it designate you at IS or OOS? If OOS, have you submitted all the required documentation/evidence etc.? How long ago? Typically it takes 8 - 10 weeks to process.</p>

<p>If you are just in a state of waiting and have completed all of that info, fine. Just make sure that you accurately fill out the FAFSA mid Feb. so it has time to get to Mich by March 1st to be eligible for OTHER grants from the state.</p>

<p>But you really should have filed the CSS by the requested Oct. 1st guideline – if you haven’t, file it now.</p>

<p>Good luck – this one is a tad sticky and I don’t know all your circumstances re: residency. Make sure you have a plan B, like a cc from which you can transfer to save $$ if you end up being classed as OOS.</p>

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<p>oh my. you’re scaring me. haha to clear up a few things up, yes my mom is the one with the greencard. I just don’t know what to do when my dad refuses to agree or just give me ANYTHING. anything as in like paperwork and stuff. plus my dad doesn’t work in the u.s. thats the other big thing. he teaches in another country. whilst my mom teaches here in MI. once they divorce I’ll have no contact with him. I really really appreciate all the information you have given me!!! though now I am even more scared. gah!</p>

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<p>btw the CSS deadline for students coming in fall 2011 is not until later isn’t it?!?</p>

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<p>Are you asian btw? I have been researching scholarships for my ds and came across some great ones for asians who can show need - but deadlines are this week. PM me if you want the links.</p>

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<p>Don’t be scared – just be prepared. I am not sure re: deadlines this year but I’d check if I were you because in 2009 they wanted the CSS in early October.</p>

<p>If your mom has a green card, is employed in Michigan, etc. and you’ve lived here all your life, I am hopeful your residency situation will ultimately be considered in-state. Were you born here and/or do you also have an Alien #? Have you not heard from the registrar about residency yet? If not, you really do want to get on that early – very early – to have it sorted out before FAFSA next month!</p>

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<p>The above is from the UMich website and is for prospective students for 2011-2012.</p>

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<p>yes please!!! any scholarship ideas would be amazing!!! thank you. and yes I’m Asian and I’m a green card and my moms a green card also. also thank you for the info on the fafsa and CSS profile from the uofmich website. I for some reason couldn’t find it…?! nonetheless thank you! I can only hope…</p>

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<p>You will not receive a non-custodial waiver, based on what you have mentioned.</p>

<p>Plead with your dad to fill out the form. If he does not, then you will not receive any insitutional aid from Michigan. Even if he works in another country, he must supply is income to the equivalent of US dollars.</p>

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<p>Unfortunately one great program for asians with demonstrated need has deadline of tonight including having a recommendation - [APIASF:</a> Asian & Pacific Islander American Scholarship Fund. Today’s Minds, Tomorrow’s Future®](<a href=“http://www.apiasf.org/scholarship_apiasf.html]APIASF:”>APIA Scholarship - APIA Scholars : APIA Scholars)</p>

<p>Check out fastweb, look on Michigan’s site for outside scholarships, they have a list of private scholarships: [University</a> of Michigan Office of Financial Aid: Private Scholarships](<a href=“http://www.finaid.umich.edu/types_of_financial_aid/scholarships/privschol.asp]University”>http://www.finaid.umich.edu/types_of_financial_aid/scholarships/privschol.asp)</p>

<p>I found this one also - [ESA</a> Foundation - Serving the World Community… Because We Care](<a href=“http://www.esaintl.com/esaf/scholarship_application.html]ESA”>http://www.esaintl.com/esaf/scholarship_application.html)</p>

<p>If I find any more in my searching, I will let you know.</p>

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<p>wow thank you so much. this has been driving me literally crazy and it’s nice to get advice and info from people who don’t know the situation personally (if that even makes any sense…?! haha) and without sounding really cheesy, I just really want to say I appreciate it deeply and thank you.</p>

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<p>

Although I do not like this school since I live in the state of Michigan I do know about it and will answer your question.
First I have heard from many the umich have no longer have any money and at deficit ( I think I was told the school is also borrowing more from the state). Since your live in-state like all of the states public universities you get in-state tuition which is much cheaper than out of state. If you have lived in the state of Michigan all of your life you will likely be ask to provide proof. Also in some instances a school may expect both parents salary to still be shown ( since they were just divorced, or still not legally divorced but will be). Because of this there are many different policies for every school. If your father salary is similar to your mothers you still may not have a high efc.</p>

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<p>UMich uses the FAFSA AND the Profile. I believe they require the non-custodial Profile. Students applying for financial aid at UMich will be expected to provide financial info from both parents (regardless of where the parents work). See above info from the UMich website.</p>

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<p>Not sure if this is of interest but my ds got an email from the alum assoc suggesting he apply to this:
[LEAD</a> Scholarship Student Profile | Alumni Association of the University of Michigan](<a href=“http://alumni.umich.edu/get-active/giving-to-alumni-association/diversity-scholarship/student-profile]LEAD”>http://alumni.umich.edu/get-active/giving-to-alumni-association/diversity-scholarship/student-profile)</p>

<p>Sometimes being asian doesn’t help, unless you can say you are pacific islander…doesn’t seem very fair!! :)</p>

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<p>I know quite a few incredible students of all races and nationalities who did not receive free money from UM (in state students). Most of my kids’ friends are at UM … smart, involved, high grades, high ACT scores … and high enough EFC’s that they didn’t qualify for need based aid. Merit aid is hard to come by for UM (not impossible, but considering that there isn’t much & everyone is well qualified for it …).</p>

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<p>Haha yes I know! Asians are still a minority but I agree it doesn’t really seem to matter when looking at scholarships if you aren’t a pacific islander or Hispanic, or whatever other minority. I am just an average smart Asian not like a really smart Asian (haha) so I’m not really expecting merit aid, just praying for a lot of financial aid…</p>

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<p>You and my son both!! Good luck to you Jestergirl!!</p>

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<p>jestergirl, with respect to coolbreeze’s comment:

…He is not known to be very accurate and became embittered last year when he was not accepted to Umich, so perhaps he is either deliberately misleading you or just too lazy to check the facts and would rather propagate hearsay.
UMich has one of the largest endowments in North America, and that endowment gives UMich more fiscal freedom than most public universities, and brings the resources much closer to privates. It is not operating in a deficit per se; on the contrary, it continues to hire (where other schools do not) because it is in better financial position to do so than many of the ivies, which lost comparatively more of their endowments in the market downturn. In fact, the school in Michigan that is having budgetary woes is, I believe, Coolbreeze’s own school, Michigan State, which is much more heavily dependent on the state for aid than UMich and is left trying to account for budget shortfalls that have shut down various programs.</p>

<p>At the same time, you should also know that statistically, UMich meets on average 90% of demonstrated need – though preferential treatment to meeting need IS GIVEN TO INSTATE students. This is why I was asking about your residency review (which you never answered…) However, demonstrated need is what the school calculates based on the CSS Profile you submit. YOU MUST submit the non-custodial parent info as well.</p>

<p>So, to receive the maximum benefit possible you need to 1. File CSS Profile TODAY and compel your father to do the Non-Custodial form, which you generate while filing; 2. Find out the status of your acceptance – as an instate or OOS. 3. If you are classed at out-of-state, you need to immediately file the paperwork and evidence to prove in-state residency to the residency arm of the registrar. THIS CANNOT WAIT. 4. You need to make sure you mom files her taxes a.s.a.p. and make sure the FAFSA is filled out, preferably by Feb. 15 to ensure you are eligible for state awards/grants IF in fact you mom’s tax return shows the salary you mentioned ($35,000) because on the FAFSA, which would NOT include your dad’s income if they are divorced and filed separately for 2010, you WOULD be eligible for some need-based aid.</p>

<p>Hope that helps. If you do all those things, and your parents income is considered together because they have not completed a divorce, you may still have too high an EFC for much aid, but you WILL be in better shape for next year. Everything, however, actually hinges on your RESIDENCY STATUS, so that is far and away the most important thing to address.</p>

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<p>ah ok! well we’ve talked to an immigration lawyer and such and she thinks there is no problem, well nothing really in the way of me receiving instate status. but now I’m curious, because it will probably be another month and a half-two months until I they finalize their decision on whether they believe I’m instate or not! do you think this will affect my financial aid (fafsa, CSS profile) status?</p>

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<p>YES it will, on a number of fronts. Until your residency has been changed to in-state, your entire package will be based on an OOS “cost of attendance” with a $34,000 tuition. If classed as an international student, I also note that Michigan goes on record as saying it does not meet need for International students. So you package and cost as a resident would be entirely different than both your package and cost OOS.</p>

<p>WHEN did you file the evidence? You may want to send a note to financial aid letting them know the status, and check regularly with the residency office. Get all your forms prepared anyway, because surely the residence office is aware that the determination needs to be made prior to calculating your aid package. Immigration lawyers don’t really have any say over Michigan’s criteria, btw, but I hope she’s right.</p>