Is my GPA too low for U of Miami?

I’m a junior going on senior and lets just say this year has been rough with the exception of some cool EC’s.
So now my UW Gpa is probably a 3.4. (fingers crossed for a 5 on APUSH exam which would bring my grade from B to an A) My school only reports weighted which is a 4.09 probably (that might go up to a 4.13.

My ACT however is a 32. My SAT (old) is a 2090. I have pretty solid EC’s, varsity sport (run all three seasons) and vice president of a club. Member of a few others. Good amount of service.

Will my GPA be too low for U of M? I feel like its borderline. Also how much would ED help?

Also ive taken most rigorous courseload. 6 Aps so far. I’m taking 4 next year. The rest with the exception of gym have all been honors and high honors except I’m taking two regular classes next year.