<p>If you’re sure about Knox, don’t wait until the check comes. Charge it now and pay for it when the credit card bill comes in. There is no guarantee that the IRS check will arrive by Friday and the deposit needs to be in Knox’s hand by May 1st, not just mailed by May 1st.</p>
<p>That’s not my decision, nysmile. My mom will do it come April 30th, but she isn’t budging now. Knox has PayPal, so we can just do it online.</p>
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Agreed. My son did score well, and even better on the GRE. Even he thinks it is a “stupid” test… but apparently he enjoys the test, probably for the same reason he likes doing crossword puzzles & logic problems. But he did not want to apply to a college where SAT scores were give great weight in admissions, because he saw that the most interesting students at his high school had weaker scores. He also attended a very diverse high school and noticed a correlation between test scores and skin tone – and just figure that he would find a more diverse and interesting set of schools if he looked at CTCL and CTCL-like schools.</p>
<p>EC…one of my kids decided on the 30th. We had to express overnight the deposit…cost us a lot of money. The school didnt accept visa…only MasterCard. Make sure you don’t have a similar snafu.</p>
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<p>No, I’d call them enablers.</p>
<p>I must say that the level of sour grapes on this thread may have hit an all-time CC high…</p>
<p>OK then. You have a savings account,correct? Is it tied to checking account? You could do an e check from your account so it will be done. Your parents can reimburse you later.</p>
<p>We are certainly going off on a tangent, but my point wasn’t really about the SAT itself, but rather E_C’s propensity for “dissing” something because it didn’t work out for him.</p>
<p>The in-state school was good enough to apply, but becomes “4th tier” and beneath him when he is rejected. I’m not so sure that the SAT would be labelled “Stupid” if he aced it. Just an observation…</p>
<p>As for the SAT, it’s not perfect for sure. But I’m not sure it’s meant to be predictive in nature. I imagine (having done zero research on it, though) it is useful in that it provides the schools with a way to compare various students who attend the various types of high schools. Otherwise, how would they be able to compare Student X with a 4.0 from AB High School to Student Y from CD High School. </p>
<p>I agree that too much focus on standardized test scores unfairly affects those who take it once and cannot afford remedial classes. But, that is a whole 'nother nut to crack.</p>
<p>calmom, I respectfully ask: Don’t you see that when you throw out these “arguements” in defense of E_C, you are not really helping him at all?</p>
<p>And, to E_C, I am really happy for you. May the rest of your college experience be less conflicted…</p>
<p>Agree . Time to move on,pay the deposit and look forward to attending Knox!</p>
<p>My savings account is in a CD which is connected with my mother. I really cannot touch that money. I have a debit account, which is under my dad and currently have $13 on that account.</p>
<p>BTW, I did take an SAT Math/Verbal prep class at my high school for two weeks. It costed about $100 and was very useless. We looked at SAT local tutoring companies and they costed thousands. It isn’t fair how rich people can afford SAT prep for thousands, while the middle class and poor people can’t. Does that really sound fair to you? I would also like to note that I did get a 4 on the APUSH exam, but only a 560 on the US History Subject Test. Very “odd” when AP exams are supposedly equivalent to college courses. I also got a 3 on the AP Human Geo test, but a 2 on the AP World test. I am hoping for 4’s on the AP Lang and APES tests next month.</p>
<p>I actually didn’t really want to go to GCSU, but was the only state school I would consider in Georgia. It was my financial safety. I would consider GCSU the 3rd best state school, but after UGA/Tech the other state schools aren’t on par. The other schools I listed were indeed 4 tier to begin with and I never applied there, but not for the ranking reasons. And I disagree. I got a 4 on the APUSH exam, and I still think that’s stupid as well.</p>
<p>early_college, Here you go though blaming other people again for your rather poor performance on the SAT’s. My older kid also did only 1 $100 prep class in 10th grade and it was not that helpful. That was it.Younger kid did nothing but both did very well on the SAT’s.</p>
<p>Life is not fair. You need to stop blaming other people for your problems. You are lucky. You are a citizen of the USA and are going to college! Start counting your blessings, E_C!</p>
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This simply isn’t true. If he tells them he’s coming but there is some sort of delay, they are going to hold the spot. And colleges do accept checks that trickle in after the 1st.
The point is that they need an accurate count, so students who are mailing in their checks on the 1st should call or email – but it is ridiculous to think that college are going to turn away a kid because the check doesn’t show up until May 5. </p>
<p>Another thing I’ve never seen on CC in 8 years: no parent or student ever reporting that they lost their spot at a college because their deposit check got lost in the mail. </p>
<p>I have seen a few cases where the kids changed their mind at the last minute after depositing at one college and then wanting to attend the other, and notifying the 2nd within a few days after May 1, and still having their spot available. As I recall, these incidents involved highly selective colleges, though probably not circumstances where the college was over-enrolled due to unexpectedly high yield.</p>
<p>This is another example of a comment that I think is unhelpful, playing on the anxieties of someone who clearly is the type of person to worry and fret over these things. It has been made abundantly clear that the parents plan to make payment via credit card by the due date – but people keep prodding the kid to continue to nag his parents after having been told no. I am particularly angered by that because I didn’t allow my kids to argue, beg or nag after I told them “no” – and definitely credit card use can be a challenge to financial management in a house. So basically after the issue has been hashed over again and again, you are still trying to prod this kid into arguing with his mom and pushing her to make a financially unwise decision in terms of credit management, especially in a family that already has problems with poor credit. It’s good for these parents to get into the habit of waiting until they have money in hand before spending it. That’s just good fiscal management. Obviously if it turns out that the IRS refund doesn’t show up when anticipated, the mom will have to go ahead and make a charge on April 30 or May 1st with out the cash in hand… but I just don’t get why anyone could possibly think she should be pushed to do that sooner than necessary. </p>
<p>Again, when I was faced with a lot of consumer debt, the only way I managed to dig my way out was by going to a cash-on-hand basis for expenditures (using a debit rather than credit card), and putting my credit cards away reserved only for emergency use. That is the very first piece of advice I would give to anyone else faced with similar credit management issues.</p>
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<p>Seems to me that my advice to EC has paid off in the past. I “argued” that he had a good chance of admission at Clark and other CTCL schools. I “argued” that he had a good chance of receiving reasonable financial aid from many of these same schools. </p>
<p>Now I am telling him that he can chill The deposit can be paid on May 1st and he will hold his spot. </p>
<p>I also told him to chill when he was stressed out in early February about his father getting his taxes done, and that turned out ok as well. I think the dad ended up filing the taxes about a week later than he had planned, but pretty much everything was taken care of in early March.</p>
<p>I think also think he should treat his parents with respect, be grateful that they are willing to pay for his college when so many kids on CC post that their parents are not providing any financial support at all for colleges, and graciously accept his parent’s decision to pay the deposit when it is due and not before. That includes not arguing with his mom over a perfectly reasonable decision she has made about the use of her credit card.</p>
<p>I am not sure why this thread is still alive. EC is naturally becoming defensive. I know. I am here and posting, too. But I do think every issue has been discussed.</p>
<p>EC: Please let us know when the deposit has been sent it. Good luck at school. Good for you in getting happy about Knox.</p>
<p>I do not blame anyone for my weak SAT scores. I am just not a good test taker. I can’t blame anyone, but myself. However, I can blame the American higher education system with regards to the SAT. I don’t think it’s fair and that has nothing to do with my weak scores. I would like to echo everything that calmom has stated. I honestly stopped posting for a month or two because I was going to wait until I made a decision to tell the CC community, but even now when I have an affordable option, I still get very negative posts. I have been told to only think about the positives, but some users cannot take their own advice.</p>
<p><a href=“http://www.knox.edu/Documents/PDFs/Admission/Reply%20Card%20vertical%2011.pdf[/url]”>http://www.knox.edu/Documents/PDFs/Admission/Reply%20Card%20vertical%2011.pdf</a></p>
<p>A college does not have an obligation to hold a spot for a student from which it does not receive the full deposit by the stated deadline.</p>
<p>Knox accepts visa via Paypal and it’s done online, so either way we’ll have it to them before May 1st.</p>
<p>Terrific! Be sure to stay on top of this so it gets done on time.</p>
<p>I will. I am always on top of everything. I mean, I did have all my applications submitted by October (excluding Holy Cross and Cornell, but they had no real supplements).</p>
<p>calmom, Suggesting early_college can potentially circumvent the deposit rules seems very risky. They may or may not hold a spot for someone after May 1st but there seems to be risk involved. He has researched lots of colleges and worked very hard to get into Knox. The decision has been made and he needs to formalize his plans by doing what they are asking him to do-which is deposit by May 1st.</p>
<p>Great-just saw your updated post ,early_college, about the deposit!</p>