<p>For those who have kids renting an off-campus house with a group of students, how have you handled liability insurance? We have a student property insurance policy for D, but CSI apparently does not write liability policies for a single-family house. Appreciate any advice from wiser parents ;)</p>
<p>Any of the homeowners’ insurance companies (State Farm, Allstate, Geico, Liberty Mutual, etc) write renters’ insurance. Those policies are similar to homeowners for liability and property; they simply don’t cover the actual building.</p>
<p>Our car insurance is with GEICO, and they were perfectly happy to connect me with their renters insurance division. For the coverage that the landlord required, Happykid is paying $155 for the full year.</p>
<p>Rentals often require around 100k in personal liability coverage.</p>
<p>If your main insurance provider won’t underwrite it, just google providers in the area you’re looking for. Its pretty cheap. I paid $127 for 1 year in downtown Chicago.</p>