<p>I'm an out of state student. I actually just made the decision to not go to UCSB because it was too expensive. But now my UC grant went from 2,000 dollars to 10,000. As of last week, I owed $6,000 by Sept 15th. Now I owe $4,000. In the end, if i'm allowed to do the General Payment plan, i'd have to pay $759 a month.</p>
<p>I was planning on staying in FL, and go to school here, but i've seen the the financial aid packages here aren't that good. some kids only got $7000 in grants here in FL. I got $14,000, and that doesn't include work-study (which is $1900) for UCSB.</p>
<p>I've taken out $7500 in loans already, and if my mom gets rejected, I get another $5000. The thing that's holding me back is that I don't want to leave college owing $30,000. But is that inevitable, student loan debt? Do you think it's smart for me to still go? I mean, who gets an opportunity and a good chunk of money like this?</p>
<p>Dont feel bad about leaving school with debt. I will be loaning out $30,000 a year for my education. In the end, it all comes down to the academic reputation of the school that you will be paying for… Let’s just both cross our fingers that we’ll be able to keep up with when we pay up in the future.</p>
<p>I agree that you shouldn’t worry about having a bit of debt after college. Most students do. However, like anything else, you need to weigh the cost to the expected gain. Leaving school with a bachelors degree and 6 figures in student loans following you around is not necessarily an intelligent decision, especially if you have other options. </p>
<p>You mention that you pay for the academic reputation, but what happens if you grossly overvalued the education you will receive? Well, you’ll be left with massive amounts of debt and job prospects no better than the guy who went to a state university and saved himself $80,000 in loans. </p>
<p>Once you enter the workforce the name on your degree means nothing. Its all going to be about who is the most effective worker, so if you feel the cheaper college will prepare you just as well; why pay more? </p>
<p>I am clearly speaking in generalities. Before anyone makes a decision, they need to take a look at their specific situation and figure out what is important to them. Its so cliche, but a pros and cons list is usually an effective tool. It helps to get a visual of the situation and the choices at hand.</p>
<p>PS: I’m not trying to attack morethansunshine. I don’t know her situation, but I’m sure she made the appropriate decision for that situation.</p>
<p>yeah… not sure about that one…
i’ve got a friend who just graduated from Berkeley. (#1 public)
today, i went with him to drop off an application to be a grocery bagger.
i **** you not.</p>
<p>That’s an extreme case. As a bay area native, I know plenty of people who graduated from UCB. None have ever had to apply for the position of a grocery bagger. A degree from UCB will get your foot in the door almost all of the time…at least here in the local vicinity anyway. Unless of course the crazies over there got to you…</p>
<p>Not worth it man. If it was Berkeley or LA it might be worth it but SB naw. The only major i see that is worth it for SB are pharmcology (cause its a rare major) or chemical engineering. But I would just stay in FL if anything else. You will probably end up with the same entry position going to a state school in FL.</p>
<p>SB has the 3rd highest amount of out-of-state students in the UC system (higher than even SD) so a lot of people do find it worth it. Also, there are many other programs where the school ranks very high (undergraduate engineering in general, physics, and earth sciences). Also, all the majors in the [College</a> of Creative Studies](<a href=“http://www.ccs.ucsb.edu/]College”>http://www.ccs.ucsb.edu/) are worth it I’d say.</p>
<p>In my situation, I didnt really have a choice. I was accepted to just UCs and USC. Initially, I was classified as a CA Resident so i went for UCLA, got a total of $15,000 in scholarships and grants and ignored USC’s admissions offer. </p>
<p>Well what do you know, 2 months later UCLA f***** me up and told me that I was actually a nonresident. To make it worse, I got a letter from the dean of USC a week later saying that I qualify for an ALMOST full scholarship there. Problem is, I didnt do s*** for USC and classes started literally 2 days after I got that letter from USC.
And whichever UC i go to, even cheaper ones would have the same residency requirements and roughly the same amount of tuition.</p>
<p>And, no offense taken for any of you who quoted me. It was too generalized a statement, what i said. I’m a HE as well</p>
I’m a HE as well</p>