Need advise from other Parents

<p>We went through something very similar with my S recently. It was down between 2 schools. The first was offering full tuition, the second offered what would have ultimately put him $70,000 in debt. I made him a side by side chart of the offers and showed him that his monthly loan payment would be about $850 as compared to close to $0 at the other school. Even though he was favoring the high price tag school, he just could not deny how crazy it would have been to go into debt like that. Especially since he may be going to grad school. </p>

<p>As his parents, we told him we just could not allow him to do it. We expected a fight but he accepted it and now seems happy with the decision. Also tell your D that Honors programs do not always mean more work. At S new school it just means grouping them together for indepth discussions, seminars and activities.</p>

<p>Kjmom, sudden change of heart and turning down wonderful opportunity. That combo had boyfriend written all over it. Time to take off the kid gloves. Use financials, logic, an option of a transfer after year one if she doesn’t love school A, find an older student she admires who has gone away to school and left a boyfriend behind who has only positive things to say about the situation. (My 2 oldest D’s are several hours from longterm boyfriends. Both agree that while at school they can focus on school and opportunities without the distraction of the boyfriend.) Point out that friends (and boyfriends) should be excited and want the best for her. Friends have another agenda if they are destroying her confidence in success at school A. Odds are she will love school A and that the boyfriend will be history (might not want to say that). Any possibility she is voicing these concerns while hoping that you just say she cannot squander the opportunity? “My parents insist I attend School A” may be what she needs/wants to deal with a boyfriend who is playing on her emotions.</p>

<p>Hi - sorry for requesting you name the schools - I was thinking in terms of posters who might be able to help you with pros and cons if they know the names of the 2 colleges - but I totally forgot about the double depositing issue. My mistake - not worth the risk.</p>

<p>Thankyou all, and please if you have any more advise let me know. I will be having her read this tonight along with the recommended threads and sights.</p>

<p>All of my friends have been telling me I cannot push her, but I have been feeling like that is a mistake. Most of these parents kids are either in Tech school or a local CC, so I needed to hear from parents whos kids are actually going to college.</p>

<p>rockvillemom, not a problem, i wasn’t sure but was being cautious. This was my first post but I have been reading posts through my daughters for quite a while. She only looks at the scholarship stuff I think…found this site while waiting for scholarship stuff.</p>

<p>The financial stuff is confusing and I didn’t help by saying $8,00o a year in loadns.</p>

<p>School A is offering her a special package due to our limited finances.
Her first year is $1,500…2nd $3,200…3rd and 4th year not to exceed 3,500. The rest of her expenses are covered by them in mostly grants.</p>

<p>School B is offering $4,803. in loans this year…next year I expect the same or higher.</p>

<p>School A–COA $21,000 and change
School B–COA $16,000 and change</p>

<p>School A—Total debt after graduation—$11,700
School B—Toyal Debt after graduation—$19,212</p>

<p>Okay, so it looks like the difference in debt 8,000 total, at the end of 4 years. 8,000 is considerable debt if one cannot just write the check, but it is not the end of the world either. Still, she needs to know that this is her burden after graduation and it is serious debt for a new graduate.</p>

<p>Hopefully, your daughter can put the positives and negatives of each school down on paper for herself to reach the best decision for herself.</p>

<p>I think that is probably the problem…$8,000 more doesn’t seem alot to her, and well it really isn’t.</p>

<p>The biggest difference is the quality of the education and number of opportunities being offered.</p>

<p>As i mentioned she is not very outgiong so I agreed to look at school B, after looking at it , and seeing the smaller class sizes and possibility for research as a Freshman, I said well maybe it would be better.
Since then School A has sent these offers for programs with smaller class sizes and research…I guess that is where I am having a problem.</p>

<p>People graduate from school B and go on to graduate school at School A, if they are lucky. People Graduate from School A and go well, to you name it for Grad school. Even though $8,000 more isn’t alot for 4 years, it seems insane to me to pay more for School B.</p>

<p>I have tried almost everything…except the calculators which I will try tonight. Husband says though she has no real concept of money, which is mostly true.</p>

<p>I am scared to push and scared not to if that makes any sense, but reading your replies I am leaning towards trying to push withuot actually saying you can not attend school B.</p>

<p>Again thankyou and if you have any more insights or questions please post.</p>

<p>This is a delicate matter. If a young man is involved, you don’t want to push too hard as it might push her into his arms. You know how teenagers can be… Anyhow I went through this with my oldest son. He actually did end up at the same university as his then girlfriend, and 4 1/2 years later they are still together. I have a feeling she will be my daughter-in-law soon. Bottom line, is you never know what might happen with a current relationship. That being said, if she is only hesitating because she is unsure of her ability to succeed at the “reach” college, you should remind her that she wouldn’t have been accepted if the university didn’t think she had the right stuff. Encourage her to believe in herself and make sure that she knows that you believe in her. Now here is the hard part, your daughter knows what’s best for her. YOUR DAUGHTER KNOWS WHAT’S BEST FOR HER. I have three children, all will be in college next year, and I have found the most difficult part of parenting is learning when to get out of the way. This may be one of those times. Tell her you trust her and knows that she will make the best decision for her, and then let her make the decision. Tough to do, but it’s the right thing in my opinion. She will do what’s best and begin the process of making her own decisions as she embarks on her adult life.</p>

<p>I think you should tell her that she must try School A (reach) for a year. If she is really, truly, unhappy she can transfer. I bet she will find her niche at A. You aren’t losing anything, since B is loans only. If B was offering merit scholarships, those might not be available to a transfer.</p>

<p>I’m hearing you say that she’s tops in her class with a lot of potential. Why limit her – or let her limit herself – encourage her to reach for the stars.</p>

<p>Push away if she can’t come to her senses. That’s why they need their parents around.</p>

<p>My nephew started going out with a girl junior year in HS. They applied to some schools together, but ended up going to 2 different schools 1 hour away. They were visiting each every other weekend and we all thought maybe they’ll end up getting married. I finally met the young lady and thought she was very nice. Well, knock me over with a feather, the girl broke up with my nephew after a year into college. My nephew was upset initially, but now he is relieved. He is very happy they didn’t end up going to the same school.</p>

<p>Great opportunity doesn’t come by everyday. If your daughter was accepted into her reach with good FA then she should grab it. If she goes to school A and hates it then she could also transfer to the safety school, it may not be as easy the other way around. Why don’t you offer that to her - go to school A for a semester, if she doesn’t like it then she could transfer.</p>

<p>corss posted with cnp55</p>

<p>

I have that problem with my son. So put it in terms she can understand - one decent used car, 3 2-week trips to Disney World, an unpaid internship one summer, a trip to Europe, 80 pairs of shoes… When I put it that way to my son (minus the shoes), he almost gets it.</p>

<p>^^^ I agree that this is the best way to explain the value of money, at least in our family.</p>

<p>Is it possible that your daughter is getting cold feet? Feeling that she won’t be able to compete at the reach college? Opting for the “safety” because she really does feel that she needs a “safe” place where she is sure to do well?</p>

<p>After the excitement of getting into college, it’s not unusual for kids to start to feel nervous about college. This is especially true when you hear or read about kids having a so-so freshman year. If your daughter is ready to go to college and knows what it takes to be successful (talk to professors when you need extra help, join clubs/activities, use the college services, etc.) then college may “seem” hard or easy no matter where she goes. It’s the college vetting process that’s hard and she’s already mastered that!</p>

<p>Calmom, yes I think it is alot about cold feet. I think she is afraid she can’t handle it ,mostly due to others telling her she can’t. She did have an issue with College English, she forgot to site a paper and recieved a d. She found it disheartening. I reminded her that although it was a big mistake it was not one she was likely to make again. Maybe it shook her confidence more than I realized.
I do think can do very well at school B, but I think she has the perception that School B will be “so much easier” than scholl A. I think no matter what college will be difficult and one will not be that much easier than the other, but I could be wrong about that too.</p>

<p>I agree that paying more for a lesser school makes no sense, especially if the bigger school now offers all the benefits of the smaller one.</p>

<p>On the boyfriend issue… It is hard to tell the kids that it does not matter, sinse to them it seems like the most important part of their life right now. But most HS couples do not stay together through college, and if they end up going to the same small school, and break up there, it can make her life pretty miserable.</p>

<p>I think the decision must be hers BUT she needs to make a rational decision based on REAL criteria.
Challenge her reasoning - What is her REAL reason for not liking the better school? She may have a legitimate reason, she sounds like a very bright girl! That said, “I’m worried I won’t do well at a hard school” is NOT A REASON, its an unjustified paranoia. She was accepted. The admit comm knows her grades, her course work, her EC’s, etc. They decided she will do well there. I bet they even have services to help make SURE she does well.
What are other reasons? I’d PUSH. I’d push HARD - to find out her true reasons; then let her make her own decision</p>

<p>Hello- not a judgement at all, given all the pain and suffering the admission process can be, and slightly off topic, but can someone explain how you delicately get out of the double deposit situation? Once you turn down a school that you deposited at, wont they go and tell the school you are attending?</p>

<p>OP- regarding which school your daughter picks- can you try to remind yourself that if she hadnt gotten into the reach, you would have been happy with school B? Easier said than done, my kid got into the reachiest reach on his list, and a school that no one turns down, and there was a few days when he was thinking about it and thinking he would go to his school B, since he was happy enough with it before the reach said yes. Very stressful time at our house…</p>

<p>Kjmom – my daughter is graduating from a college that was a big reach for her- her SAT scores are clearly in the bottom quartile and she comes from a public high school that doesn’t afford nearly the same opportunities or preparation that many of her classmates from elite privates experienced. She felt somewhat anxious before starting, but when she got to campus she realized that the students were not nearly as brilliant as she had imagined. Yes, there were a lot of smart students, but from the start (after meeting and talking with others) she had the sense that she was in the “top” third intellectually. (At the time she made some comment about the impact of athletic recruiting – apparently she met quite a few students whose prowess on the playing fields exceeded their prowess in the classroom.)</p>

<p>After 4 years, she graduated in the top 5% of her class (summa cum laude) – so apparently her perception was not far off. While I was visiting for her graduation, we had a conversation with some of her friends, who had far better SAT scores but grades in the B+ range. The friends were joking about how they never did the reading for their classes. My d. looked at them like they were crazy and said that she always did all the reading and tried to stay ahead. </p>

<p>My d has commented several times to me over the years about the difficulty of her school. She would often say, “mom, you just can’t understand how HARD it is here.” – but she never had any B’s after her first semester – and by the end of her first year she was in the position where every A- actually brought her GPA down. </p>

<p>So here is what I would say: your daughter’s reach college would not have admitted her if they didn’t think she could do the work. Your daughter IS fully capable of doing the work there and excelling.</p>

<p>However, it depends somewhat on what your daughter wants for her future education, college experience, and career. My own d. is very ambitious, energetic, and willing to work very hard for what she wants – and my observation that success in college is all about discipline and work. Obviously there must have been many time when my daughter was in her room or the library reading while her friends were out socializing. My daughter DID have plenty of time for fun, but I think she had to schedule that time and put a high priority on the school work. I would note that my d. has also always worked, both with a work study job and extra part-time work on evenings or weekends – so she had additional pressures on her time.</p>

<p>You mentioned that your d. is shy and my daughter is very different – extremely outgoing and assertive, and very strong self-advocacy skills. She’s the type of person who would take the lead in organizing a study group and wouldn’t hesitate to meet a prof during office hours, and also would keep on questioning if she didn’t feel that she was getting helpful answers in class or when working with a TA. </p>

<p>I would always look for a good fit first – I think my son did better at a school that was a definite safety for him because of issues related both to inner discipline and personality. </p>

<p>So I think you simply need to reassure your daughter that no matter what anyone says, she will be able to do the work and earn good grades at her reach college, if she wants that and is willing to work hard to get it. Again, its not about ability, its about effort. And its not that my daughter was putting in an inordinate amount of effort – it was just steady and persistent effort . I think its more that she found herself surrounded by the type of kids who had coasted through high school and expected to to the same at college, and in that environment she excelled simply because she had better study habits. </p>

<p>You might try coming in from a different angle and asking your daughter how she envisions her college life. I actually tried to encourage my daughter to seriously consider a safety school with a party reputation, asking where she could see herself being happier. And I don’t think that my d. was all that “happy” at college. Looking back, the academics were superb, she has wonderful relationships with some of the faculty that she hopes will continue long after graduation – but she’s only got a handful of close friends from college, and had some periods of unhappiness, often dependent on her living situation. At one time she considered transferring, but then decided that the academics were more important to her than her social life. </p>

<p>One more thing: as senior year neared, the looming debt became far more real to my d. and a source of constant stress. She has now landed an excellent job that will also offer a benefit to help pay down her loans. I can see opting for a less rigorous school for less debt – my son certainly never regretted attending a public college and graduating almost debt-free – but opting for more debt with the less prestigious school makes no sense economically. (She’s paying more money for a less valuable commodity). I wish there was a way to get high school seniors to see loans in their true light – as expenditures – rather than as gifts or free money.</p>

<p>The Big Step can be scary. Our son went to the school No One From His High School Had Ever Attended. He graduated last week. It was the right choice for him.</p>

<p>It sounds like she has taken the extra step, when available, in HS. Is this true? Why stop now? </p>

<p>Did she listen to her friends who had more free time when she was working on her AP courses? </p>

<p>What would she say to a good friend who would subvert a terrific opportunity for the sake of a new (is it new?) relationship with a boy?</p>

<p>This is not easy. I hope she can step back, regain some perspective, and go for it!</p>