Does QB take into account the income and assets of the non-custodial parent, or just the custodial parent and child support?
QB will take into account both, as will all the QB partner schools when it comes to financial aid. You can apply for a non-custodial parent waiver; however, it appears that your NCP is paying child support and it would be highly unlikely for you to get a NCP waiver in this case. The waiver is for children who have non-custodial parents who are not involved in their lives at all.
@momofmusician17 My Custodial Parent makes $40,000 per year before taxes, and receives $12,000 in child support from Non-Custodial Parent. Just found out that my NCP makes $50,000 per year in another country before taxes. So, total family income before taxes in about $90,000.
No point in applying to QB right?
Regarding your CP and NCP income, I wouldn’t say that you shouldn’t apply. It isn’t just how much your CP and NCP make together, it is also how many children are in each family, extenuating circumstances, I.e, high medical bills, if your family struggled financially throughout your life, etc…
My take on QB is that the only thing you have to lose by applying is the amount of time it takes to complete the application. Even then, that loss is greatly mitigated by the fact that you will have to complete some of the same essay prompts for the Common App. This will put you ahead of the game when it is time to apply to college even if you aren’t selected as a finalist.
As I stated in another thread, even though my son was not selected as a finalist, I still don’t think that it was a bad thing for him to apply. My daughter, who is HS class of 2019, will also apply to QB when the time comes.
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My child received a non custodial parent waiver from 4 colleges and I was receiving child support. It depends on the individual circumstances.
@BrownParent. That was the point that I was trying to make with my posts, it depends on circumstances. My understanding is that a NCP waiver is much harder to get if the CP receives child support and the NCP is involved with the child. As I have no idea which extenuating circumstances merit a waiver and which don’t, it never hurts to apply for a waiver. Just don’t expect to receive a waiver because someone else whose CP was receiving child support did receive a waiver.
@BrownParent @momofmusician17 Although I rarely meet my NCP physically, I do have contact via telephone regularly. In this case, I do not believe that I would qualify for a waiver, correct?
Also, my CP had to pay $12,000 for Visa/Immigration applicants and lawyers. I know QB takes medical expenses into account, but will QB and colleges take this into account as well? If so, my CP would have an income of ~$40,000 including Child Support for family of 3. Before sending Child Support, my NCP would have an income of ~$50,000.
@PartyNextDoor - Neither @BrownParent, nor I can say with certainty whether or not you would qualify for a waiver or will be chosen as a finalist for QB. The only way to find out I s to apply and explain you situation through your personal essay and waiver application and then wait and find out.
From my side, my son received a waiver. My son did have contact with his father until 2010 (HS Class of 2013). When he applied to QB, he hadn’t had any contact with his father in 3 years and I hadn’t received child support in almost six years. My son was not chosen as a finalist. I do have assets - own my own home and a 401k. I am self employed and had lost one of my major contracts at the time he applied which practically cut my income in half. I still don’t make anywhere near what I made before, as the contract I lost was with a long time employer who truly valued my services. My son was a very strong candidate academically and his ECs were also very strong.
The point is that all of this is anecdotal. Apply, see what happens. As I stated before, even though my son was not selected as a finalist for QB, I will still have my daughter apply when she is a senior in HS.