OOS Financial Aid Help!!!!

<p>So I am a senior in high school this year and have started to apply for college next year! I live in CO and my parents have okayed me going out of state, but it all depends on the cost. my parents can pay for the bulk of it but financial aid does make a difference. I was wondering if anyone knew how good University of Vermont, University of New Hampshire, and University of Mass. were with financial aid.</p>

<p>Most public universities do not povide much if any need based financial aid to OOS students. Their responsibility is to provide an education to the instate students whose parents pay taxes.</p>

<p>You may qualify for lower tuition at a WUE school. </p>

<p><a href=“http://wiche.edu/wue[/url]”>http://wiche.edu/wue&lt;/a&gt;&lt;/p&gt;

<p>

</p>

<p>These are all public universities that meet MOST financial need with federally funded aid. If your family can “fund most” of your education, it’s not likely that you are Pell eligible. You would get a $5500 Stafford loan your freshman year. </p>

<p>You should look on their websites for merit aid for out of state students. Maybe they have some scholarships that you could apply for as an out of state student that would reduce your costs.</p>

<p>Personally, I doubt that you will receive need based aid from these out of state public universities. BUT I’m not a financial aid officer…just saying that these schools don’t meet full need for accepted students…unlikely they will do so in your situation.</p>

<p>Remember FA is based on what the school thinks you can pay, not on what you think you need to attend. State Us often offer mostly federal need based aid which, other than loans, is for low income students. And it nowhere near covers the cost of even instate costs. For instance the maximum Pell grant is $5550 (and that is for *very *low income families). Most state Us do not promise to meet need, and the need based aid they do offer is generally geared towards their instate students. It is unlikely you will receive much aid as an OOS student.</p>

<p>There are two kinds of aid…</p>

<p>need based aid…which is based on your parents income/assets…(not based on what they want to pay). You may not qualify for ANY need based aid. You need to find that out.</p>

<p>merit scholarships…based on test scores and GPA…what are yours?</p>

<p>How much will your parents pay?</p>

<p>You need to find out what your EFC would be. A rough estimate would be about 23% of your parents gross income. It may be higher if they have a lot of assets. </p>

<p>Schools that are generous aid are NOT generous to those who don’t qualify.</p>

<p>Most OOS publics do not give much in need-based aid. </p>

<p>So…we need more info.</p>

<p>Take a look at the University of Delaware. They are generous with both need and non-need based aid – particularly to people who don’t live in New York, New Jersey or Pennsylvania!</p>

<p>Don’t forget private schools. There are privates out there that with aid can bring the coa down to below the coa of a public for the right student. Depending on your stats you could get offered merit.</p>

<p>If you like those states, look at some of the privates - Not just the 'Name Brand" schools either. Look at the schools that don’t get tens of thousands of applications for the best chance at getting very good merit aid. Small schools can offer great educations and relationships with professors/mentors. If you have a lot to offer a smaller school, you may get great merit awards.</p>