<p>I applied to Berkeley, LA, SD, and SB. My EFC is 0, and my twin brother is also going to attend college next year.</p>
<p>I didn't apply to any scholarships or anything, so assuming I got into a UC (say, LA or Berkeley, which are my top choices), what kind of aid will I be looking at? How much should I expect to take in loans every year?</p>
<p>What do you think my financial aid package will consist of? How much can I expect from grants, such as Cal Grant and Pell Grant? I'm planning to live on campus, btw.</p>
<p>If you are a CA resident, I would say approx $5K in loans, $3 - $4k in work study and the rest would be grants. If you are offered a Regents Scholarship, you probably would get 100% grants as long as your EFC remains 0.</p>
<p>UCLA met full need for us. Agree with Fresno Mom on the likely breakdown, except I believe they cap work study at $2,500. The loans will likely be the good type: Perkins and subsidized Stafford loans, that don't accumulate interest during school years.</p>
<p>"What do you mean "met full need for us"? Does that mean you didn't have to take out any loans?"</p>
<p>Meeting full need means that the college puts together a financial aid package for the full difference between the Cost of Attendance and the Expected Family Contribution. Loans are part of that package.</p>
<p>scroll down to page three of the pdf for examples of UC finaid, based on different income levels: work study, summer earnings, loans and grants. You don't apply upfront for a Regent's -- Cal and UCLA find you and ask you to apply; other campuses award money based solely on your app. </p>
<p>There are also Cal Grants... you want Cal Grants.. they cover full tuition. I think they only work for Sophomore onwards b/c you have to submit a GPA verification form.</p>
<p>If your a Junior/Senior there will also be SMART grant avaialbe to you if your majoring in Sciences.</p>
<p>These are the grants you could get</p>
<p>ASG--max 750
PELL--- max 4050
CAL A--max 7000 (rounded up, its just whatever the tuition is)
CAL B- max 1500 (living expenses)
SEOG--max 4000 (dont count on it, funds are low)
UNIVERSITY GRANT (laons come b4 this is offered)</p>
<p>Perkins Loan
Stafford Loan
Plus Loan</p>
<p>I am a junior soi am not listing loan maxes as i dont know what they are for freshmen.</p>
<p>Apply for the Alumni, ask your high school if you are the Byrd nominee, hope for the regents, but even so, I would say plan for about 1/2 in grants & the other half in work study & loans. You can convert a portion of your loan offer to work study if you like. They say it costs about 25k for a year at Berkeley. The packages I have seen have offered about $10-13k in grants and the rest loan & work study, for people with $0 EFC.</p>