I don’t think you are considered as an Ohio resident if you haven’t lived there or graduated from high school there.
You have citizenship because your were born there, but that doesn’t translate to residency.
Cleveland State lists its residency requirements:
[quote]What are the requirements for establishing Ohio residency for tuition purposes?
The student is expected to live in Ohio for a full 12 consecutive months immediately preceding the term for which he/she is applying for residency.
The student should demonstrate his/her intent to become an Ohio resident by transferring any items of registration to Ohio such as a driver’s license, automobile registration, and voter registration (if applicable). These documents must be issued before the first day of classes.
The student must demonstrate that during the 12-month period while establishing residency, that he/she have had sufficient income to meet all expenses without the need of money from outside the State of Ohio. Documentation of income sources used during the 12-month period is required.[/quote]
I used to handle international students at a college. We would have considered you to be international, even though you don’t require a visa. You would have been required to purchase the insurance offered through the school. Schools that don’t contract with an insurer will point international students to an insurance provider that specializes in providing insurance to international students.
Can your parents contribute anything? If not, can you live with your uncle in Ohio and commute to school? If that’s not a possibility but your uncle is open to you living there while you get on your feet maybe you could defer for a year and work full-time to save up for school.
Does your uncle live near any of those universities and would he be willing to let you stay with him (and his family) for a year?
If so, you could defer at the University closest to your uncle’s house. To defer means you keep your place but just attend one year later. You could then work and save money, get your driver’s license, get used to the US. Then Fall 2022 you’d return to your studies. Is that a possibility you can discuss with your uncle?
Another question: general credit is useless. You need specific credit, matching specific classes. The bac would typically give anywhere from 16 to 32 credits alone, then your upper level med courses would too. I can help but it doesn’t sound like your transfer pathway has been mapped out yet.
thank you for this information. I will try to know more about it when I choose the college.
while I have difficulties to find an affordable college, I will not care about health insurance before getting into college.
In usa, hospitals can’t refuse a patient with no insurance in case of emergency as other countries. so, no stress ! for health
my parents paid expensive school for me since I was 3 years old. ( in Morocco private school are expensive).
now I am in my second year of medical school ( undergraduate) in Tunisia, my parents pay like 13’000$.
but now with the pandemic my parents have financial issues, and they also should pay school for my 2 siblings.
so I can’t really wait their contribution. but I would expect $6’000 to $8’000 a year
While technically true, an emergency room visit could cost an uninsured person tens of thousands of dollars. Best to get some type of insurance coverage.
So…if your parents contribute $8000, and you take the $9000 Direct Loan, that’s $17,000. Does that cover your coats at Findlay?
Yes, emergency departments won’t turn you away in terms of caring for you…even without insurance (not sure this applies to private hospitals). BUT that doesn’t mean you won’t get a huge bill that you will need to reconcile. Even folks with insurance get bills for going to the ED if it’s not necessary. And they can be thousands and thousands of dollars.
Yes, it can be very expensive. We had a number of international students who were very thankful that they had to purchase health insurance. Even with insurance, accidents and illnesses can be costly - but without insurance, it’s much worse. For example, I recently had a medical test that was necessary (not something I could have elected not to do). When I went to the hospital for the test, I was required to pay for it before I could have it. I have good insurance, but I had to pay $500. Without insurance, it would have been $5,300!
I hate to get off topic so I’ll just reiterate. You need health insurance if you plan on going to school here.
The hospitals will treat you, but they will bill either you or your uncle for all the costs associated with your emergency.
It is not cheap, as others have been indicated.
Plus everything is billed separately.
If you need an ambulance, the ambulance service will charge you.
All the medications, and supplies used will be charged. Every packet of saline, blood, supplies have labels that the nurses peel off and put into your ER chart.
If you need anesthetists, ER physicians, specialists, consulting physicians, It will be billed by their billing offices individually.
If you need loans to pay for your medical school, they will conduct a credit check.
The loan companies are going to check, whether or not, you’ve made your payments, or if you have any outstanding bills such as medical bills. They won’t loan you, nor your uncle any money if you have an outstanding record for medical bills.
Some of these medical bills go into the tens of thousands of dollars. It’s a big issue across the US that people don’t have insurance. You need to pay for the health insurance suggested by the University. Overall it’s a better deal and it’ll save you a lot of heartache.
Yes, she is in their Pharmacology program and is now applying for residencies. She shared many classes with med students. It has been very expensive and has involved at least 3 apartment moves (with her rotations) as the Bay Area is diverse and the Pandemic rerouted a number of students to the facilities that needed them.
thank you for this idea.
I hope I will not loose time because if I have to do that I could just continue medical school in Tunisia.
my uncle live with his family, yeah its possible, but there is no near university to his house.
they will take some credits from my med school abroad, and in the us university I think I have to take the required courses for pre med.
I did not understand “I can help but it doesn’t sound like your transfer pathway has been mapped out yet.”
“The loan companies are going to check, whether or not, you’ve made your payments, or if you have any outstanding bills such as medical bills. They won’t loan you, nor your uncle any money if you have an outstanding record for medical bills.”
this is a very important information that I didnt knew it before. thank you very much !!
I meant that I’m used to evaluating transcripts from French patterned schools and kids I work with usually get credit for the bac and if they’re transfers for some of their relevant courses. Getting “general credit” is useless, you need class by class, specific credit, ie., calculus 1&2 (bac S math), biostatistics (maths tronc commun médecine), organic chemistry (chimie organique 1&2 cycle 1 médecine), etc.
i am in Tunisia ( i am not Tunisian ).
I think universities will take my credits from Tunisia. from the first year transcript:
OSU took 26 credits
Miami University took 29 credits
CSU 27
findlay as a private university took 21.
what do you mean by useless ? they should take them because I need 120 credits for the bachelor.
i will focus after on required courses for pre-med program.
for health