I was recently accepted to my top school Pitzer College as a transfer student. I thought the smaller campus, open-minded students, and general vibe would be good for me. At my state school, I hate walking through campus and not seeing people I know and being surrounded by football and greek life. My GPA right now is a 3.74, which I realize could go down at the LAC, but could also go up because I know my grades suffered when I felt bad mentally. However, I have a job at the Student Health Center and work in the HIV clinic and have two professors I could potentially ask for letters of rec. I bounce back and forth daily: appreciating the free tuition, the familiarity, the opportunities, and the proximity to home. On the other hand: the lack of diversity at my school, my disconnection with the huge lectures and distant students, and my general sadness will affect me. My campus has a sense of familiarity, but not necessarily in a good way. so, all in all, I wonder if I should stay or take on the debt for a new experience
How much debt total for your degree at Pitzer?
If 30k and under, I’d say go with Pitzer.
I think planning a career in healthcare requires getting used to some of your complaints. It is not easy and only sometimes fun. If you start out premed and finish freshman year with a 3.74 gpa then you are in the mix. Why mess it up? Why take on debt (presumably)? Why disrupt the connections you have worked hard to make to be a rookie all over again at a new school?
Sounds like you have just two years left before you apply - that is very brief in the course of things. I suggest you stay put realizing that for med school your choices will be more finite still. For residency, you can try to go to a program with an ideal fit.
Those volunteer hours and recommendation letters are important. That’s why it’s often a bad idea for premeds to transfer and have to start over building connections at a new school. But your mental health is important. If your college is making you miserable, transfer, but plan to work very hard to get back on track for premed.
It’s more than that…quite a bit more. That is why I picked the free state school as a freshman. I also attended for sophomore year. It is actually one year until I apply. I always told myself to keep pushing through because the debt-free life is amazing. But I also know that I essentially have two years until the real world, and I do want to enjoy them. Not just like having “fun”, but enjoying learning and having people to discuss my coursework with. I actually have until tomorrow to decide
How much debt? Please state the number.
Premeds shouldn’t have much debt.
Is there no school you could attend that’d be more intellectual than your current one yet less expensive than Pitzer?
(Are you at a CSU???)
As a transfer premed, plan to take a “glide year”. It means applying June of senior year and working/doing research the year after graduation while (hopefully) going on interviews.
It will be like full tuition so $120k for those two years. I think my parents will pay but that means they will offer no help for graduate school. I know it sounds pretty crazy 
I go to university of Nebraska
Stick it out. If it is any consolation, medical school can be pretty miserable. So consider this practice. Plus, the first goal is to get accepted, not be happy. Yes, your happiness is important but you will quickly learn it is also secondary in medical training and practice.
Part of the training is years of delayed gratification which you are currently experiencing. Gooing forward, you will have more doubt. Is it worth it? Why work so hard? Why does this take so long? Did I pick the right specialty? Did I pick the right residency? Fine to have doubts, but finish what you start and then make changes based on the complete experience.
Are you in the Honors College at U Nebraska?
In the Honors Dorm, or Substance-free/healthy housing?
Hang in there. Debt free is worth it. You’ll need the parent money for med school. Once you commit to staying, I bet things will get better. When one has a foot out the door, it’s miserable. Commit to staying, and work really hard to find what works and makes you happy. Refuse to see the things that bum you out. Focus. Eyes on the prize.