Rutgers extra scholarship money

<p>I got the presidential scholarhsip and its 24,700. cost of attendance for in-state which i am is 24,400. I'm pretty sure ill be NMF so thats another 1,000 sicne they give 1,000 to those who pick them as first choice. So im expecting to get 25,700 a year. Since this exceeds the cost by about 1,300. what else can i use my money on? i know they wont let me cash it out but can i buy school supplies with it (books, laptop, etc.) </p>

<p>basically im a cheap mofo who cant stand to see money get wasted like that...</p>

<p>thanks!</p>

<p>Look on the school web site to see what the funds can be used for, or contact the school. I would imagine you could use them for supplies because that is part of the COA, but that would just be a guess.</p>

<p>If that 24,700 COA includes room and board, then you will most likely need to file federal and state income tax returns next year. Scholarship/grant amounts that exceed tuition, mandatory fees and required books and supplies(called qualified educational expenses, QEE for short) are taxable income to the student. Note that R&B isn’t a QEE. If you can be claimed as a dependent on your parent’s tax return, then any excess scholarships/grants over the standard deduction, probably $6000 for 2013, will be taxable.</p>

<p>Perhaps you already knew this, but many don’t so I’m just making you aware so you can plan that you many owe up to a few hundred next year. You can set aside some of the overage to pay for that.</p>

<p>Be sure to check on the NJ tax regulations.</p>

<p>It’s still a tremendous deal, congratulations.</p>

<p>Actually, the school may “cash out” the extra funds and give them to you in a check a couple of weeks after school starts. That’s not unusual.</p>

<p>Set the money aside to pay the taxes that you’ll have for the room, board, and personal expenses amounts.</p>

<p>That was the 2012-2013 COA. It’s likely to go up, so you may not have any extra and might owe them a few dollars. Also, in case you are in SEBS, that is more than $2,000 extra</p>