Should I even bother applying?

“She should apply to some of those scholarships, and then forget that she did.”

I would agree with this, for any applicant. I think the OP is a good candidate for some of these, but my “I would not be surprised” was not intended to imply a likelihood of receiving a competitive merit scholarship; I did not mean to give that impression. I don’t think any one - no matter how qualified and how strong a candidate - stands more than a long shot at getting such competitive scholarships, and I certainly would not place reliance on getting one.

My advice to the OP would be:

  1. Come up with a list of schools to which admission with substantial merit aid is guaranteed (or near-guaranteed) based on objective criteria. The goal should be to have one or more assured acceptances with adequate funding.
  2. Research some of the competitive merit scholarships and pick some to which to apply, based mainly on which schools are of interest.
  3. Talk to financial aid offices at need-based reach schools to clarify how things like ongoing financial support for her autistic brother will be factored in. Unless the response indicates that need-based aid will clearly not make these schools a viable option, then go ahead and apply to some small number of them.
  4. Forget about #2 and #3 until results come in, and then see whatever settles out.

If my earlier post suggested a rosier picture than that, then I am happy to clarify.