So I have a bit of a dilemma

So I got into UCF for the summer term. For the 2015-2016 year for fall and spring, they gave me around $8,175 in financial aid and 2,500 dollars in loans which add up to $11,675 provided for me for the whole year. My tuition is definitely covered and so is transportation. Tuition is $5,979 and transportation is $1,856 which add up to $7,835. I can imagine that I would be able to reduce the costs of books to at least half the price per year cause, ya know, torrents. As far as room and board goes, I have a friend who’s willing to let me live in a house his brother bought at a fairly low rent price of $400 dollars or less per month, but I still might have to take out a little bit more in loans for meal plans, probably personal expenses, and housing still, if needed. Also, my dad might be able to help me reduce costs as well.

I don’t have much time left to decide, and at this point, I’m a bit skeptical about my education at UCF and whether it’ll be worth it if I were to take out loans, even if they’re at a small amount. I got into UF as well, but I don’t really want to go there anymore. As a plus, FIU gave me a full ride and housing isn’t a problem for me because I’m 15 minutes away. So if I were to stay down here for FIU, I was planning to transfer to UCF after two years (hopefully if my credits would transfer), but I still think UCF is a good option as well as a Freshman.

Any feedback? And if I go to UCF in the summer, do they provide enough aid for that term?

If you live near FIU, transportation to Orlando will NOT be $1,856.

Summer aid is tricky and you need to talk to the schools about it. BF cannot be used in the summer. You have to know if summer is included in the prior school year or starts the next school year.