Some advice on NYU Stern

<p>All right there were two colleges I was looking at for ED. One of them happened to be dartmouth, which after visiting I became disenchanted with. The other happens to be NYU stern. However, I'm coming from a family that makes less that 24,000 a year so will I even be able to afford Stern's package? I know that dartmouth is generous in financial aid, but how is Stern in that regard? I don't want to be footing such a huge bill on my hardworking parents at any rate. Anyone have an idea of Stern's financial aid?</p>

<p>Unless things have changed from 3 years ago, financial aid for NYU undergrads tends to be on the stingy side. Several high school classmates who went to Stern have either only just paid off their last loans or have a few more years despite being out of school for 10+ years.</p>

<p>Well I’m a new york city resident if that makes any difference. I’m pretty sure that NYU Ed gives needbased aid so that should be fine right? </p>

<p>[Financial</a> Aid](<a href=“Aid and Costs”>Aid and Costs)</p>

<p>"Well I’m a new york city resident if that makes any difference. I’m pretty sure that NYU Ed gives needbased aid so that should be fine right? "</p>

<p>My high school friends and I were born and raised in NYC and attended high school there. Made absolutely no difference…except we could attend as commuters. As I said…many of them are still paying off or just paid off their loans within the last year or two despite being out of NYU for 10+ years…including some Stern graduates. </p>

<p>Moreover, if I had accepted NYU’s admissions offer even as a NYC resident, I’d have to somehow come up with $23k/year…and that was assuming I’d commute from home and had a small scholarship. Did I also mention that I was a low-income student and that friends in similar financial circumstances received the same response from NYU’s financial aid…even those with higher grades/SATs than myself? From what I’ve been hearing from recent graduates…even those from 3 years ago…students are still receiving similar levels of miserly FA from NYU. </p>

<p>If I were you, I’d carefully conduct a cost-benefit analysis to see if taking out large loans for NYU Stern will be worth your while for the education/career opportunities. </p>

<p>If it is, no problem. If not, keep in mind that if you do well and more importantly gain good working experience…you can always go to NYU-Stern or more prestigious schools like HBS or Wharton for an MBA. That’s what several savvy high school classmates ended up doing after spending their undergrads at schools which offered them far better FA/scholarships including the more reputable SUNY/CUNY campuses (i.e. Binghamton, Geneseo, Stonybrook, Brooklyn College Honors, Baruch, etc).</p>

<p>Moreover, if you can get better aid from an Ivy like Dartmouth, try to see if there are other Ivy campuses which could do the same and provide a more congenial campus environment. If you can get into an Ivy and more importantly, get better financial aid as is almost certainly the case from the experience of my HS classmates and friends, please do so.</p>

<p>Out of curiosity, what was it about Dartmouth that caused the disillusionment?</p>

<p>*However, I’m coming from a family that makes less that 24,000 a year so will I even be able to afford Stern’s package? I know that dartmouth is generous in financial aid, but how is Stern in that regard? *</p>

<p>It doesn’t matter that you’re a NY state resident. NY state aid is very small. </p>

<p>And the aid from NYU is AWFUL. They expect low income families like yours to take out huge loans. It won’t be affordable.</p>

<p>Find another school.</p>

<p>What are your stats?</p>

<p>NYU financial aid is not great to say the least…</p>

<p>My stats stand at a 4.0 gpa
8 aps - Chem, Us, Global, Micro econ, Macro econ, Calc ab, physics b, environmental. I took the classes for all of these except for environmental which I self studied. </p>

<p>1990 first time sat I
2320 second time sat I</p>

<p>760 us history
690 chemistry
I’m planning on taking math II this november</p>

<p>Great Extra cirrics. Tennis varsity team 3rd singles. Model Un director general, tennis club (coaching position). President of the igo club, along with learning about wildlife. Yearbook editor, and great volunteer hours (330). Got great letters of rec. </p>

<p>No jobs, or internships however.</p>

<p>I wouldn’t do ED anywhere. Those stats make you competitive at any school in the nation.Why lock yourself into one place, especially with your financial situation? Many schools would love to have people with your stats. I’d apply RD everywhere, and compare aid packages. Are you a URM out of curiousity?</p>

<p>I second kobudnik. </p>

<p>With those stats and considering you considered Dartmouth…there are many other Ivies or top LACs which may provide a more congenial environment for you, have better cachet, and provide far better FA than NYU. </p>

<p>Also, see if the better SUNY/CUNY campuses will provide a free ride for you. </p>

<p>If possible, it is better to get the most financial aid as possible so you graduate with as little debt as possible…ideally debt free. This will give you far more post-college flexibility in terms of careers and/or grad school opportunities. </p>

<p>Take it from someone who graduated college debt-free whose family were in a similar financial situation as yours is now. I don’t have the level of financial worries my high school friends from NYU have had or are still having now.</p>

<p>According to NYU’s Common Data set, NYU meets a paltry 71% of the demonstrated need of its freshman students, and 64% for non-freshmen. If you’re not rich, NYU is a poor choice. <a href=“http://www.collegedata.com/cs/data/college/college_pg03_tmpl.jhtml?schoolId=436[/url]”>http://www.collegedata.com/cs/data/college/college_pg03_tmpl.jhtml?schoolId=436&lt;/a&gt;&lt;/p&gt;

<p>

Zing!</p>

<p>I lol’d</p>

<p>Have you considered Columbia? In the city but with Ivy level financial aid.</p>

<p>"Have you considered Columbia? In the city but with Ivy level financial aid. "</p>

<p>I second that as I know several recent and current Columbia students who are now raving about their FA situation. </p>

<p>A marked contrast to when my high school classmates and I were applying to colleges and their aid was once as miserly as NYU’s. It used to be so bad that we’d sometimes joked about whether Columbia and NYU shared the same FA office. </p>

<p>Thankfully that is all in the past. Good for Columbia!</p>

<p>"According to NYU’s Common Data set, NYU meets a paltry 71% of the demonstrated need of its freshman students, and 64% for non-freshmen. If you’re not rich, NYU is a poor choice. <a href="http://www.collegedata.com/cs/data/c...l?schoolId=436"&gt;http://www.collegedata.com/cs/data/c...l?schoolId=436&lt;/a&gt;"&lt;/p&gt;

<p>From what I heard from high school classmates and friends who attended/graduated from NYU, those figures are a bit on the high side in practice.</p>