There appears to be uncertainty with UR financial aid the second year (sibling will graduate from college).
Given that the OP started at community college to save money, that uncertainty can be a problem if UR becomes unaffordable for senior year, when it is also difficult to transfer to another college.
@taverngirl also mentioned UR financial aid getting worse after the first year, causing the student to transfer because it was no longer affordable (however, the student was frosh entry, not transfer).