<p>Hoping for some wisdom here on what to look forward to in the future. Our Fafsa EFC is about 28k. D received merit money and need based aid (small loans also) at a private LAC which brings our COA to 25k. In two years when our S goes to college, what can we expect? If he goes to state school, I would guess there would be no adjustment for his tuition. Would the LAC make an adjustment? How does this work? Thanks!</p>